
- Joining fee
₹499 + GST
- Annual fee
₹499 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
For Online Spends of Rs. 200, You Get 8 Reward Points and for Offline Spends you Would Get 4 RPs. Also, Earn 2 Reward Points on Select Categories
- Reward redemption
The reward points can be redeemed against a variety of products and vouchers available on the website.
Benefits
- Movie & dining
Buy 1 Get 1 on Coffee at Select Outlets
- Insurance
Purchase Protection is Provided
Fees & charges
- Spend-based waiver
Annual Charges Waived on Spends of ₹50,000 or More
- Rewards redemption fee
Rs. 100 on every redemption request.
- Foreign currency markup
2.75% of the transaction amount
- Interest rates
3.99% Per Month (47.88% Annually)
- Fuel surcharge waiver
1% fuel surcharge is waived off across all fuel stations in India.
- Cash advance charges
2.5% or ₹500 (Whichever is Higher)
Product highlights
- For every ₹200 spent on online purchases, you will get 8 Reward Points.
- 4 Reward Points on every ₹200 spent offline.
- 2 Reward Points per ₹200 spent on select categories like rent, insurance, etc.
- Spend-based waiver of joining and renewal fee.
- You can avail of great offers on dining, shopping, travel, wellness, etc.
Pros & cons
Pros
- Low joining fee of ₹499.
- Waiver of joining and renewal fees on reaching milestone benefits.
Cons
- No international or domestic lounge access is provided with this card.
- You won’t get any movie benefits along with this card.
FAQs
Can I get my joining fee waived for this card?
Yes, you can get your joining fee waived if you spend over ₹5,000 within the first 30 days after receiving your YES Prosperity Rewards Plus Credit Card.
What is the maximum eligible age to apply for this card?
The maximum eligible age to apply for the YES Prosperity Rewards Plus Credit Card is 60 years.
What is the reward redemption fee on the YES Prosperity Rewards Plus Credit Card?
The Reward Redemption fee on this card is ₹100 per redemption request.