YES ACE Credit Card

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  • Joining fee

    ₹499 + GST

  • Annual fee

    ₹499 + GST

  • Best suited for

    Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    For Online Spends of Rs. 200, You Get 8 Reward Points and for Offline Spends you Would Get 4 RPs. Also, Earn 2 Reward Points on Select Categories

  • Reward redemption

    The reward points can be redeemed against a variety of products and vouchers available on the website.

Benefits

  • Movie & dining

    Buy 1 Get 1 on Coffee at Select Outlets

  • Insurance

    Purchase Protection is Provided

Fees & charges

  • Spend-based waiver

    Annual Charges Waived on Spends of ₹50,000 or More

  • Rewards redemption fee

    Rs. 100 on every redemption request.

  • Foreign currency markup

    2.75% of the transaction amount

  • Interest rates

    3.99% Per Month (47.88% Annually)

  • Fuel surcharge waiver

    1% fuel surcharge is waived off across all fuel stations in India.

  • Cash advance charges

    2.5% or ₹500 (Whichever is Higher)

Product highlights

  • For every ₹200 spent on online purchases, you will get 8 Reward Points.
  • 4 Reward Points on every ₹200 spent offline.
  • 2 Reward Points per ₹200 spent on select categories like rent, insurance, etc.
  • Spend-based waiver of joining and renewal fee.
  • You can avail of great offers on dining, shopping, travel, wellness, etc.

Pros & cons

Pros

  • Low joining fee of ₹499.
  • Waiver of joining and renewal fees on reaching milestone benefits.

Cons

  • No international or domestic lounge access is provided with this card.
  • You won’t get any movie benefits along with this card.

FAQs

Can I get my joining fee waived for this card?

Yes, you can get your joining fee waived if you spend over ₹5,000 within the first 30 days after receiving your YES Prosperity Rewards Plus Credit Card.

What is the maximum eligible age to apply for this card?

The maximum eligible age to apply for the YES Prosperity Rewards Plus Credit Card is 60 years.

What is the reward redemption fee on the YES Prosperity Rewards Plus Credit Card?

The Reward Redemption fee on this card is ₹100 per redemption request.