- Joining fee
₹499 + GST
- Annual fee
₹499 + GST
- Best suited for
Shopping
Rewards
- Rewards rate
4 RPs/₹200 Spent on Dining and Travel. 2 RPs/₹200 Spent on All Categories Other than Select Categories
- Reward redemption
Redeem Your Reward Points at YESREWARDZ
Benefits
- Movie & dining
15% Discount at Select Restaurants
Fees & charges
- Spend-based waiver
Joining Fee Waiver on Spend of ₹10,000 Within the First 30 Days of Card Issuance. On Annual Spends of ₹1 Lakh, Get the Annual Fee Waiver
- Rewards redemption fee
₹100
- Foreign currency markup
3.4%
- Interest rates
3.8% per month
- Fuel surcharge waiver
1% surcharge waiver on fuel transactions across all fuel stations for transactions between Rs 400 to Rs 5000
- Cash advance charges
2.5% of the transaction amount subject to a minimum charge of Rs 300.
Product highlights
- Annual fee of ₹499 plus applicable taxes
- 2 Reward Points for every ₹200 spent on all categories other than select categories
- 1 Reward Point for every ₹200 on Select categories
- 4 Reward Points for every ₹200 spent on dining and travel
- Annual fee waiver on annual spending of ₹1 lakh
- 1% surcharge waiver on fuel transactions across all fuel stations
Eligibility
| Criteria | Salaried | Self-employed |
|---|---|---|
| Age | 21 Years – 60 Years | 21 Years – 70 Years |
| Income | Minimum ₹3,00,000 per annum | Minimum ₹5,00,000 per annum (as per ITR) |
FAQs
What is the cost per point for Air Miles?
10 Reward Points = 1 Air Miles (1 Inter Miles/ 1 Club Vistara).
Do I get a joining fee waiver on this credit card?
Yes, you get a joining fee waiver on spend of ₹10,000/- in the first 30 days of card issuance.
What is the annual fee charged on this credit card?
The annual fee charged on this YES Bank Prosperity Reward is ₹499/- plus applicable taxes.
Where can I redeem the reward points I have accumulated?
You can redeem your reward points from the exclusive product catalog at the YESREWARDZ portal.
What is the interest rate charged on this credit card?
YES BANK Prosperity Rewards credit card comes with an interest rate of 3.8 per month.