- Joining fee
₹599 + GST
- Annual fee
₹599 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
8 RPs/₹200 Spent Online, 4 RPs/₹200 Spent Offline and 2 RPs/₹200 for Select Category
- Reward redemption
Reward Points redeemable for movie ticket bookings on YES Rewardz portal at a rate of 1 Reward Point = Re. 0.25 for redemption against hotel/flight bookings, and 1 Reward Point = Re. 0.10 for redemption against gift vouchers, product catalogue, etc.
Benefits
- Movie & dining
BOGO on Movie Ticket Bookings Via District and BOGO on Coffee at Select Malls
- Domestic lounge
1 Free Visit Each Quarter
- Golf
4 complimentary rounds of green fees every year and 1 complimentary golf lesson each month.
- Insurance
Purchase Protection is Provided
Fees & charges
- Spend-based waiver
Joining fee waiver on spending ₹10,000 or more within 30 days after receiving the card, and the renewal fee is waived off on a spend of ₹1 lakh or more in the previous year.
- Rewards redemption fee
₹100 + GST
- Foreign currency markup
2.75% on all foreign currency spends
- Interest rates
3.99% Per Month
- Fuel surcharge waiver
1% fuel surcharge waiver at all the fuel stations in India for all the transactions between Rs. 400 and Rs. 5,000.
- Cash advance charges
3.5% of the amount withdrawn
Product highlights
- 8 Reward Points on every ₹200 spent online.
- 2 Reward Points on every ₹200 spent on other categories, such as insurance.
- The joining fee is waived for retail spend of over ₹10,000 within 30 days of receiving the card.
- The renewal fee is waived on spending over ₹1 lakh on retail purchases in the previous year.
Eligibility
| Criteria | Salaried | Self-employed |
|---|---|---|
| Age | 21 Years to 60 Years | 21 Years to 60 Years |
| Income | Minimum ₹50,000 Per Month | Minimum ₹7,50,000 Per Annum (as per ITR) |
FAQs
How can I get my YES Bank Select credit card’s joining fee waived?
The joining fee of your YES Bank Select credit card can be waived if you spend ₹10,000 or more within 30 days of receiving the card.
What is the reward rate of this card?
You get 4 Reward points on every spend of ₹200 on retail purchases and 2 Reward points on every other spend, such as tax payments, postal services, groceries, supermarkets, etc.
Does this card provide any welcome benefits?
No, the YES Bank Select credit card doesn’t provide any welcome benefits.
What does the YES Bank Select card provide for golf benefits?
It provides you with four complimentary rounds of green fees every year at selected golf courses in India and one complimentary golf lesson each month.
What is the interest rate on this card?
The interest rate on the YES Bank Select credit card is 3.99% per month.