- Joining fee
Rs. 1,499 + GST
- Annual fee
Rs. 1,499 + GST
- Best suited for
Shopping
- Reward type
Cashback
Rewards
- Rewards rate
0.75% cashback on all retail spends, 5% cashback on movies & groceries.
- Welcome benefits
A cashback of Rs. 250 on spending Rs. 2500 within the first 30 days.
Benefits
- Insurance
Credit shield cover in case of death of the primary cardholder
Fees & charges
- Rewards redemption fee
Rs. 100 on every redemption request
- Foreign currency markup
3.4% on all foreign currency spends
- Interest rates
3.5% per month
- Fuel surcharge waiver
1% fuel surcharge is waived off for all transactions between Rs. 400 & Rs. 5,000.
- Cash advance charges
2.5% of the withdrawn amount or Rs. 300 (whichever is higher).
Product highlights
- You get a 0.75% cashback on all retail spending.
- Get a 5% cashback on all your spending on groceries and movie ticket bookings.
- Get a 5% cashback on utility bill payments through YES PayNow.
- Get Rs. 250 cashback on spending Rs. 2500 within the first 30 days.Exciting offers on travel, shopping, dining, wellness, etc through Yes Privileges.
FAQs
What is the minimum eligible age to apply for this card?
The minimum eligible age to apply for the YES Prosperity Cashback Plus credit card is 21 years.
Does this card provide any welcome benefits?
Yes, you get a cashback of Rs. 250 on spending Rs. 2,500 or more within the first 30 days as a welcome benefit.
What is the foreign currency markup fee on the YES Prosperity Cashback Plus Credit Card?
The foreign currency markup fee on the YES Prosperity Cashback Plus Credit Card is 3.4% on all foreign currency transactions.
What is the maximum benefit I can get through the fuel surcharge waiver on this card?
The maximum benefit you get through the fuel surcharge waiver is capped at Rs. 125 for the YES Prosperity Cashback Plus Credit Card