YES PROSPERITY Business Credit Card

Rewards

• Rewards rate

  8 RPs/₹200 for Spends on Air/Hotel/Dining/Travel/Rented Vehicles, 2 RPs/₹200 for Spends on Select Categories, and 4 RPs/₹200 for All Other Eligible Spends

• Reward redemption

  Redeem Points for Flights/Hotel/Movies and an Exclusive Catalogue of Products

Benefits

• Domestic lounge

  1 Complimentary Lounge Access Each Quarter on Spends of ₹50,000 or More in the Previous Quarter

• Golf

  1 Complimentary Golf Lesson Each Month

• Insurance

  Air Accidental Insurance, Medical Insurance Cover and Accidental death cover.

Fees & charges

• Spend-based waiver

  Spend ₹10,000 Within the First 30 Days from Card Activation to Get Joining Fee Waived. Annual Fee Waiver on Spends of ₹1 Lakh Each Year

• Rewards redemption fee

  ₹100 + GST

• Foreign currency markup

  2.5% of the transaction amount.

• Interest rates

  3.99% Per Month (47.88% Per Annum)

• Fuel surcharge waiver

  1% fuel surcharge waiver valid for transactions between Rs. 400 to Rs. 5000 only. Maximum surcharge waiver in a statement cycle is Rs 500.

• Cash advance charges

  2.5% (subject to a minimum charge of Rs. 300)

Product highlights

• Foreign currency markup fee of 2.5%.
• 10,000 Reward Points on annual spends of Rs. 6 Lakhs or more.
• 8 Reward Points for every Rs. 200 on all travel-related categories.
• 1 complimentary Domestic Lounge access per quarter.
• 1 complimentary golf lesson every month.
• Air accidental cover of up to Rs. 50 lakh, medical emergencies cover up to Rs. 15 Lakh and much more.
• 1% Fuel surcharge waiver across fuel stations in India.

FAQs