Yes Private/Private Prime Credit Card

Rewards

• Rewards rate

  24 Reward Points for every Rs. 200 spent on international spends, 16 Reward Points for every Rs. 200 spent on domestic spends.

• Welcome benefits

  Upon successful first transaction made using this credit card, you will get up to 25,000 Reward Points.

• Reward redemption

  Reward Points can be redeemed on the YesRewardz portal for flight/hotel/movie ticket bookings and against products and vouchers in the bank’s catalogue. (1 Reward Point = Rs. 0.25)

Benefits

• Movie & dining

  While booking movie tickets through BookMyShow, you will get Buy One Get One offer (up to 4 free tickets per month)

• Travel

  Complimentary access to domestic and international airport lounges, travel privileges including cruise program, car rentals, vacation packages, car rentals, e-gift vouchers from Oberoi hotels and resorts, etc.

• Domestic lounge

  Unlimited domestic lounge access with MasterCard Lounge Program for primary and add-on cardmembers (guest visits limited to 12 per year)

• International lounge

  Unlimited international lounge access to primary and add-on cardmembers with Lounge Key (guest visits limited to 12 per year)

• Golf

  12 rounds of green fees and golf lessons every year at premium domestic golf courses, privileges at TPC snd PGA golf courses

• Insurance

  Air accident cover worth Rs. 5 crores, emergency overseas hospitalization cover worth Rs. 1 crore and Credit Shield cover worth Rs. 15 lakh

Fees & charges

• Spend-based waiver

  Renewal fee waived off on spends of Rs. 25,00,000 (for Yes Private Credit Card) or Rs. 20,00,000 (for Yes Private Prime Credit Card) in the preceding year

• Rewards redemption fee

  Nil

• Foreign currency markup

  0.50%

• Interest rates

  1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.

• Fuel surcharge waiver

  Waived off on transactions between Rs. 400 and Rs. 5,000

• Cash advance charges

  Nil

Product highlights

• Welcome gift of 25,000 Reward Points on the first transaction on Yes Private Credit Card.
• Milestone benefit of 10,000 Reward Points on total spends of Rs. 10 lakh in the first 90 days of card issuance.
• 40 Reward Points per Rs. 200 on international spends.
• 20 Reward Points per Rs. 200 on domestic spends.
• A lower interest rate of 1.2% p.m (for Yes Bank account holders) and 1.75% for others.
• Lower mark-up fee of 0.50% on all foreign currency transactions.
• Unlimited domestic lounge visits for primary and add-on cardholders (10 complimentary guest visits per year).
• Complimentary Lounge Key membership is available for both primary and add-on card members.
• Many other travel benefits include a cruise program, car rentals, vacation packages, Oberoi gift vouchers, etc.
• Air travel-related insurance benefits, including accidental death coverage, are worth Rs. 5 crores.
• Credit Shield cover worth Rs. 15 lakh in case of accidental death of the primary cardholder.
• Golf benefits include 12 rounds of complimentary green fees for a year (maximum of 3 rounds per calendar quarter).
• 12 complimentary golf lessons every year with a max cap of 3 lessons per calendar quarter.
• Complimentary wellness and medical benefits.
• Fuel surcharge waived off at all fuel stations across India for transactions between Rs. 500 and Rs. 4,000.

FAQs