
- Joining fee
Rs. 999 + GST
- Annual fee
Rs. 999 + GST
- Best suited for
Movies, Travel, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
12 RPs for every Rs. 200 spent online. 6 RPs per Rs. 200 you spend offline. 4 RPs on select categories like insurance, education, and rental payments.
- Reward redemption
RPs Earned Are Redeemable Through Yes Rewardz (1 RP = Re. 0.25 Against Hotel/Flight Bookings)
Benefits
- Movie & dining
25% Discount on Movie Bookings With BookMyShow. Up to 25% Discount on Dining at Select Restaurants
- Domestic lounge
2 complimentary lounge access per quarter.
- International lounge
3 Free Visits in a Year
- Golf
4 Green Fee waiver and 1 complimentary golf lesson every month at selected golf courses in India
- Insurance
A Credit Shield Cover Worth ₹3 lakhs and Purchase Protection
Fees & charges
- Spend-based waiver
Joining Fee Waiver – Spend ₹20,000 within 30 Days of Card Issuance. Annual Fee Waiver on Spends of ₹2 Lakh or More
- Rewards redemption fee
₹100 + GST
- Foreign currency markup
2.75% on all foreign currency transactions.
- Interest rates
3.99% Per Month (47.88% Annually)
- Fuel surcharge waiver
1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000.
- Cash advance charges
2.5% or ₹500 (Whichever is Higher)
Product highlights
- Get 4 RPs per ₹200 spent on utilities, government services, insurance, education, and rental payments.
- Get 12 Reward Points per ₹200 spent online.
- Avail of a discount of 25% on movie tickets through BookMyShow.
- 3 Complimentary international lounge access per year.
- 2 complimentary domestic lounge access per quarter.
- 1 complimentary golf lesson each month.
- Get your joining & annual fee waived on meeting the spending targets.
- Low foreign currency markup fee of 2.75%.
FAQs
Can I get the Yes Elite+ Credit Card against a Fixed Deposit?
Yes, the Elite+ Credit Card can also be opted for as a secured credit card i.e. against a fixed deposit.
Does the card offer complimentary international lounge access?
Yes, 3 complimentary international lounge access are offered along with the Yes Elite+ Credit Card. After these 3 complimentary visits, you will be charged.
How can I apply online for the YES Elite+ Credit Card?
Simply click on Apply Now to apply for the Yes Bank Elite Plus Credit Card. You would need to submit a few details about yourself such as your PAN Card, employment details, etc. Check eligibility before applying. It’s also best to keep all the necessary documents handy.
What is the foreign currency markup fee applicable with this card?
The foreign currency markup fee of 2.75% on all foreign currency transactions is applicable on the YES Premia Credit Card.
Can I get the joining fee waived?
If you spend ₹20,000 or more within the first 30 days after receiving your YES Elite+ Credit Card you can get the joining fee waived.
What is the Reward redemption fee applicable on this card?
The reward redemption fee of ₹100 on every redemption request is charged on the YES Premia credit card.