- Joining fee
Rs. 1,499 + GST
- Annual fee
Rs. 1,499 + GST
- Best suited for
Health
- Reward type
Reward Points
Rewards
- Rewards rate
6 Reward Points per Rs. 200 spent, 30 Reward Points per Rs. 200 spent on chemist/pharmaceutical stores.
- Reward redemption
The reward points are redeemable on Yes Rewardz, 1 RP = Re. 0.25 when redeeming against hotel and flight bookings, and 1 RP = Re. 0.10 for redemption against product catalogue, gift vouchers, etc.
Benefits
- Domestic lounge
2 Visits Each Quarter on Spends of ₹50,000 or More in the Previous Quarter
Fees & charges
- Rewards redemption fee
Rs. 100
- Foreign currency markup
3.5% on all international spends.
- Interest rates
3.99% Per Month (47.88% Annually)
- Fuel surcharge waiver
1% fuel surcharge waiver on all fuel transactions above Rs. 400 and below Rs. 5,000.
- Cash advance charges
2.5% of the Amount Withdrawn ₹500 (Whichever is Higher)
Product highlights
- Get 30 Reward Points for every Rs. 200 you spend on pharmaceutical/chemist stores.
- Get 6 Reward Points for every Rs. 200 you spend on other purchases.
- 2 domestic lounge visits each calendar quarter.
- Every month, you get 12 complimentary fitness sessions.
- Get complimentary preventive health checkups.
- Great offers across shopping, wellness, travel, etc.
FAQs
What should the minimum salary be for salaried applicants for this card?
To apply for the YES Bank Wellness Plus Credit Card, your monthly salary should be a minimum of Rs. 20,000 per month.
Does this card provide medical insurance cover?
Yes, the card provides medical insurance coverage of Rs. 25 lakhs in case of emergency hospitalization.
Can I get an annual fee waiver for this card?
No, for the YES Bank Wellness Plus Credit Card, you can’t get your joining or renewal fee waived.
What is the interest charged on the card?
The interest rate applied to the YES Bank Wellness Plus Credit Card is 3.99% per month (47.88% annually).
Can I redeem my Reward Points against flight/hotel bookings?
Yes, the reward points you earn with your YES Bank Wellness Plus Credit Card are redeemable for flight and hotel bookings through the dedicated rewards website, i.e., Yes Rewardz.