- Joining fee
₹499 + GST
- Annual fee
₹499 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
20 RPs/₹200 Spent on Chemists and ₹4 RPs/₹200 Spent Elsewhere
- Reward redemption
Redeem at YES Rewardz Portal
Benefits
- Movie & dining
Great offers and discounts on movies, shopping, travel, and wellness at participating locations on YES Privileges.
- Insurance
You get a Credit Shield coverage in case of accidental death of Primary cardholder
Fees & charges
- Rewards redemption fee
₹100 + GST
- Foreign currency markup
3.5%
- Interest rates
47.88% per annum (3.99% per month)
- Fuel surcharge waiver
1% fuel surcharge waiver at all fuel stations in India on transactions between INR 400 to INR 5,000
- Cash advance charges
2.5% of the transaction amount or Rs. 300, higher of the two.
Product highlights
- You get a complimentary preventive health check-up every year.
- 6 Complimentary fitness sessions every month (Gym, Zumba, Yoga, etc).
- Get unlimited health benefit offers & Earn Reward Points across multiple categories.
- Earn 20 Reward Points on every Rs 200/- spent on Chemist/ Pharmaceutical stores
- You get Credit Shield coverage in the event of the accidental death of the primary cardholder
- 1% fuel surcharge waiver across all fuel stations in India
Eligibility
| Criteria | Salaried | Self-employed |
|---|---|---|
| Age | 21-60 Years | 21-60 Years |
| Income | Minimum ₹20,000 Per Month | Minimum ₹7.5 Lakh Per Annum (as Per ITR) |
FAQs
Does YES Bank Wellness Credit Card provide access to airport lounges?
No, the YES Bank Wellness Credit Card does not provide access to airport lounges. The Wellness Plus card option includes two complimentary domestic lounge visits.
What is the minimum amount for converting a transaction into an EMI with my YES Bank Wellness credit card?
The minimum amount for converting a transaction into an EMI is ₹2,500/-
What is the redemption fee charged by Yes Bank?
Yes Bank charges ₹100/- GST per redemption request
What is the annual fee charged on the YES Bank Wellness Credit Card? And is there any spend-based waiver provided by the bank?
The annual Fee charged by the bank is ₹499 plus tax, and no, the card doesn’t come with any spend-based waiver.