YES BANK RazorpayX Purchase Credit Card
- Joining fee
Nil
- Annual fee
Nil
- Best suited for
Business Expenses
Rewards
- Welcome benefits
Nil
Fees & charges
- Foreign currency markup
1%
- Interest rates
3.25% per month; 39% per year
- Fuel surcharge waiver
1% waiver on transactions between ₹400 to ₹5,000
Product highlights
- The YES BANK RazorpayX Purchase Credit Card has no joining or annual fees.
- Each card comes with your company name printed on it.
- Fuel Surcharge waiver of 1% on fuel transactions.
Pros & cons
Pros
- Interest-free period of 50 days.
- Low Forex Markup fee of 1% on international transactions.
Cons
- No benefit on travel, dining, or entertainment.
- This card does not offer any reward rate.
FAQs
Are there any fees associated with the YES BANK RazorpayX Purchase Credit Card?
No, there are no joining or annual fees for this card, making it a lifetime-free card.
Can I use this card for international transactions?
Yes, the card is suitable for international transactions and features a low forex markup fee of just 1%, helping you save on costs when doing business abroad.
What is Smart Data Gen 2?
Smart Data Gen 2 allows businesses to have a detailed view of their spending through an online MIS tool. Users can generate customized reports for better financial analysis, which can be stored for up to three years.
How can I apply for the YES BANK RazorpayX Purchase Credit Card?
You can apply for the card through YES BANK’s website, by visiting the nearest YES Bank branch, or by contacting their customer service. Make sure that you have all the necessary documents ready for your application.