YES Bank POP CLUB Credit Card
- Joining fee
LIFETIME FREE (Till 31st March 2027)
- Annual fee
LIFETIME FREE (Till 31st March 2027)
- Best suited for
Shopping, UPI
- Reward type
Reward Points
Rewards
- Rewards rate
10 POPcoins/₹100 Spent Online and 2 POPcoins on Offline Purchases. Instant 5% POPcoins via POPUPI
- Welcome benefits
Benefits Worth ₹5,000 Including 500 POPcoins, Cleartrip Voucher Worth ₹750, Cult Sport Voucher Worth ₹500, Zomato Gold Membership (3 Months) and More
- Reward redemption
Redeem POPcoins for Vouchers or Directly at POPshop (1 POPcoin = Up to ₹1)
Benefits
- Movie & dining
3 Month Zomato Gold Membership
- Travel
Voucher Worth ₹750 on Cleartrip
Fees & charges
- Foreign currency markup
3.4%
- Interest rates
3.99% (Monthly) or 47.88% (Annually)
- Fuel surcharge waiver
1% Waiver, Capped at ₹300 Every Month
- Cash advance charges
2.5% of the Amount Withdrawn or ₹500
Product highlights
- Earn 1,500 POPcoins on crossing the spending threshold of ₹1.5 lakhs in the previous quarter.
- Welcome benefits include a complimentary 3-month Zomato Gold membership, free deliveries on Blinkit, a voucher on Cleartrip, and much more.
- UPI apps can be easily linked with this card, as this is a RuPay Credit Card.
Pros & cons
Pros
- The POP CLUB Credit Card has no joining or annual fees, making it an excellent choice for everyone.
- The Yes Bank POP CLUB Credit Card is available on the RuPay network, which allows it to connect to UPI and make payments.
- Cardholders shall be eligible to earn 5% instant POPcoins when making spends via POP UPI.
Cons
- This card does not offer airport lounge access, which is a feature many people consider essential these days.
- Current Yes Bank Credit Cardholders cannot apply for the Yes POP CLUB Credit Card.
FAQs
Is there a joining fee for the YES Bank POP CLUB Credit Card?
No, there is no joining or renewal fee for this credit card. You can apply for it without paying any charge.
Does the card provide international lounge access?
No, the YES Bank POP CLUB Credit Card does not offer international lounge access or any golf privileges.
Will the Yes Bank POP CLUB RuPay Credit Card be eligible for Yes Bank discounts and offers?
Yes Bank POP CLUB RuPay Credit Card shall be eligible for all valid Yes Bank and RuPay offers.