Yes Bank Multicurrency Travel Card
- Joining fee
Rs. 125 plus taxes
- Annual fee
Rs. 125 plus taxes
- Best suited for
Travel, International Spends
Benefits
- Travel
Carry up to 15 currencies in the card and use it for payment at more than 36 million merchants across the globe
- Insurance
Lost/stolen card liability worth Rs. 3 Lakhs
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
2.75% of the transaction value
- Cash advance charges
2% of the transaction value
Product highlights
- Contactless-enabled forex card with PIN and CHIP protection to save from unauthorized transactions
- Carry up to 15 currencies in the card and use for payment at more than 36 million merchants globally
- Reload the card remotely through Yes Bank branches
- Manage the card easily through Yes Pay mobile app and Self Care web portal
- Disable/enable and set or modify transaction limits on different modes
- Refund unused foreign currency balance to your account easily
- Email and SMS alerts for both financial as well as non-financial transactions
FAQs
What is the joining fee for the Yes Bank Multicurrency Travel card?
The joining fee for the Yes Bank Multicurrency Travel card is Rs. 125 plus taxes and the replacement fee if you are outside India is Rs. 2500 plus taxes.
How to apply for the card?
Follow these steps to apply for the Yes Bank Multicurrency travel card – Visit your nearest Yes Bank branch Fill in the application form for the Multicurrency Travel card Submit the necessary travel documents and show the original documents for verification Provide payment instructions using Cheque, demand draft, or Debit to Yes Bank account
What is the transaction limit on the card?
There is a limit of $250,000 or its equivalent in other currencies per financial year on the card. The limit is applicable to the following travel purposes – Personal or leisure trips Business travel from Proprietorship, individual, or corporate account Overseas education Emigration Medical treatment Employment Accompanying a patient abroad
Which are the currencies supported by the card?
You can load up to 15 currencies in the card including USD, GBP, EUR, CAD, AED, AUD, THB, SGD, JPY, NZD, CHF, ZAR, HKD, and INR. You cannot use the card in India, Bhutan, and Nepal to make foreign currency payments. Moreover, the card is accepted at more than 36 million merchant establishments and over 2.4 million ATMs around the globe.
How to reload money on the card?
You can easily remote reload the card by visiting a Yes Bank branch. Follow these steps to reload the card – Visit the nearest Yes Bank branch Fill in the MCTC reload form and provide the necessary travel documents along with it Provide payment instructions using cheque, demand draft, or debit to Yes Bank account After the documents are submitted and verified, your MCTC will be reloaded