- Joining fee
₹2,499 + GST
- Annual fee
₹2,499 + GST
- Best suited for
Travel, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
24 Reward Points for every Rs. 200 spent online. 12 Reward Points for every Rs. 200 spent on offline shopping and 6 RPs on select categories
- Reward redemption
Reward Points Can be Redeemed on the YesRewardz Portal Against Multiple Options
Benefits
- Domestic lounge
12 Domestic Lounge Visits Every Year (3 Per Quarter) on Spending ₹1 Lakh or More in the Previous Quarter
- International lounge
6 Lounge Visits Outside India Each Year
- Golf
4 Complimentary Rounds of Golf With Green Fee Waived and 1 Complimentary Golf Lesson Per Year
- Insurance
₹15 Lakh Credit Shield Cover and ₹15 – 30 Lakh Lost Card Liability Protection
Fees & charges
- Spend-based waiver
The Joining Fee is Waived on Spending Rs. 40,000 Within 30 Days of Card Issuance. and the Renewal Fee is Waived on Annual Spends of Rs. 3 Lakh or More.
- Rewards redemption fee
₹100 + GST
- Foreign currency markup
2%
- Interest rates
2.99% Per Month (35.88% Annually)
- Fuel surcharge waiver
1% on Fuel Transactions Between ₹500 and ₹4,000
- Cash advance charges
2.5% Or ₹650 (Whichever is Higher)
Product highlights
- 24 Reward Points for every ₹200 spent on online shopping.
- 12 Reward Points for every ₹200 spent offline.
- 6 Reward Points on every spend of ₹200 on select categories like insurance, education, government, and wallet payments.
FAQs
Can I use the reward points whenever I want?
The reward points earned are valid for 3 years from the date of accumulation and expire thereafter.
How many complimentary lounge access do I get outside India?
You get 6 lounge access at airports outside India.
Does the bank offer zero liability protection in case I lose my card?
Yes, you are not liable for any fraudulent transaction made using your card, post the time of reporting the loss of your card. However, for any transaction, before you have reported the loss of card to the bank’s customer care, the liability of all the transactions made using your card lies solely with you.
What is the Yes Rewardz portal?
Yes Rewardz is Yes Bank’s reward redemption portal where you can redeem your reward points for exclusive products, shopping vouchers, and hotel/flight/movie ticket bookings.