Union Uni Carbon Credit Card

Rewards

• Rewards rate

  16 reward points on fuel spending of Rs 500 which is equivalent to 4% cashback and 6 payback points on fuel transactions made at HPCL fuel stations. Besides that, you earn 2 reward points on every Rs 100 spent non-fuel transactions using this credit card.

• Welcome benefits

  You get Rs 300 credited on your bill amount on using your Union Uni Carbon credit card at any HPCL fuel station

• Reward redemption

  1 Reward point = Rs 0.25 redeemed against cashback at HP Pay app using your credit card.

Benefits

• Insurance

  Air accidental cover upto Rs 10 lakhs using this credit card.

Fees & charges

• Spend-based waiver

  A spend-based waiver on an annual fee of Rs 499 on the spending of Rs 1,00,000 or above in the previous year.

• Rewards redemption fee

  Nil

• Foreign currency markup

  3%

• Interest rates

  2.95% p.m. (41.75% p.a.)

• Fuel surcharge waiver

  1% surcharge waiver on fuel transactions of Rs 200 or above at all HPCL fuel stations

• Cash advance charges

  3% or Rs. 200 (whichever is higher)

Product highlights

• 500 Reward Points on annual spending of Rs 1,25,000
• 16 reward points on fuel spending of Rs 500 which is equivalent to 4% cashback
• 2 reward points on every Rs 100 spent non-fuel transactions
• Get Rs 300 credited on your bill amount at any HPCL fuel station as a welcome bonus
• Annual fee waiver on the spending of Rs 1,00,000 or above in the previous year
• Air accidental cover upto Rs 10 lakhs
• 1% surcharge waiver on fuel transactions of Rs 200 or above at all HPCL fuel stations

Eligibility

FAQs