Travel on Points

Union RuPay Unicorn Credit Card

  • Joining fee

    ₹2,400 + GST

  • Annual fee

    ₹2,400 + GST

  • Best suited for

    Travel, Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    4 Reward Points/₹100 Spent on Eligible Categories

  • Welcome benefits

    4,000 Reward Points on Spends of ₹10,000 in the First 30 Days of Card Issuance

Benefits

  • Movie & dining

    3 Month Swiggy One Membership. ₹250 Off on Movie Ticket Bookings Each Month

  • Domestic lounge

    8 Free Visits Each Year

  • International lounge

    2 Visits Each Year Via Priority Pass

  • Insurance

    Personal Accident Cover Up to ₹10 Lakh

Fees & charges

  • Spend-based waiver

    Annual Fee is Waived on Spends of ₹3 Lakh in a Year

  • Foreign currency markup

    3%

  • Interest rates

    3% Per Month/36% Per Year

  • Fuel surcharge waiver

    1% Fuel Surcharge Waiver Up to ₹100

  • Cash advance charges

    3% (Minimum ₹500)

Product highlights

  • The Union Unicorn Credit Card is available on the RuPay SELECT variant.
  • This card can be linked to UPI platforms for easy payments.
  • Get 8 domestic and 2 international airport lounge visits each year.

Pros & cons

Pros

  • For a card with such an affordable fee, it offers a surprisingly good number of airport lounge visits.

Cons

  • The Reward Rate of the Union Unicorn Credit Card could have been a bit better.

FAQs

What is the joining and annual charge of the Union Unicorn Credit Card?

The Union Unicorn Credit Card is available at a joining and annual charge of ₹2,400 + GST. Both these charges can be waived by meeting the spend-based criteria.

Does this card offer any insurance benefits?

The Unicorn Credit Card provides personal accident coverage of up to ₹10 lakh.