Union Bank Rupay Combo Debit Cum Credit Card

  • Joining fee

    Rs. 200 + GST

  • Annual fee

    Nil

  • Best suited for

    Travel

  • Reward type

    Cashback

Benefits

  • Movie & dining

    Exclusive cashback on your Dining spends using this credit card

  • Travel

    Complimentary access to domestic and international lounges

  • Domestic lounge

    Complimentary domestic lounge access. You get a maximum of 4 Domestic and International lounge access every year

  • International lounge

    Complimentary International lounge access. You get a maximum of 4 Domestic and International lounge access every year

  • Insurance

    You get a personal insurance cover worth Rs 20 lakhs using this credit card

Fees & charges

  • Rewards redemption fee

    Nil

  • Interest rates

    1.90 per month ( 22.8% per annum)

  • Fuel surcharge waiver

    1% surcharge waiver on fuel transactions between Rs 400 to Rs 4000

  • Cash advance charges

    2.5% on the withdrawal amount subject to a minimum charge of Rs 100

Product highlights

  • Complimentary access to domestic and international lounges
  • Cashback on Utility bill payments and dining on a Select Rupay card
  • Personal insurance cover worth Rs 20 lakhs
  • 1% surcharge waiver on fuel transactions
  • Exclusive merchant offers
  • 24×7 Concierge Services

FAQs

Do I get charged any renewal fee on this card?

No, you do not get charged any renewal fee on this credit card

What are the cash advance charges on overseas withdrawal on this card?

2.5% on withdrawal amount subject to the minimum amount of Rs 125

Do I get charged reward redemption fee on this credit card?

No, you do get charged any reward redemption fee on this card

What is the card limit on this SELECT variant Rupay credit card?

The card limit on this SELECT variant Rupay credit card is Rs 1,00,000 lakhs