Union Bank Rupay Combo Debit Cum Credit Card

- Joining fee
Rs. 200 + GST
- Annual fee
Nil
- Best suited for
Travel
- Reward type
Cashback
Benefits
- Movie & dining
Exclusive cashback on your Dining spends using this credit card
- Travel
Complimentary access to domestic and international lounges
- Domestic lounge
Complimentary domestic lounge access. You get a maximum of 4 Domestic and International lounge access every year
- International lounge
Complimentary International lounge access. You get a maximum of 4 Domestic and International lounge access every year
- Insurance
You get a personal insurance cover worth Rs 20 lakhs using this credit card
Fees & charges
- Rewards redemption fee
Nil
- Interest rates
1.90 per month ( 22.8% per annum)
- Fuel surcharge waiver
1% surcharge waiver on fuel transactions between Rs 400 to Rs 4000
- Cash advance charges
2.5% on the withdrawal amount subject to a minimum charge of Rs 100
Product highlights
- Complimentary access to domestic and international lounges
- Cashback on Utility bill payments and dining on a Select Rupay card
- Personal insurance cover worth Rs 20 lakhs
- 1% surcharge waiver on fuel transactions
- Exclusive merchant offers
- 24×7 Concierge Services
FAQs
Do I get charged any renewal fee on this card?
No, you do not get charged any renewal fee on this credit card
What are the cash advance charges on overseas withdrawal on this card?
2.5% on withdrawal amount subject to the minimum amount of Rs 125
Do I get charged reward redemption fee on this credit card?
No, you do get charged any reward redemption fee on this card
What is the card limit on this SELECT variant Rupay credit card?
The card limit on this SELECT variant Rupay credit card is Rs 1,00,000 lakhs