- Joining fee
₹1,500 + GST
- Annual fee
₹1,500 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
10 RP for every ₹100 spent on international purchases; 2 RP for every ₹100 spent on everyday transactions
- Welcome benefits
6,000 bonus RP on the first transaction within 30 days from card issuance
- Reward redemption
All the RP can be redeemed for vouchers and gift cards on the RBL Rewards Portal; 1 RP = ₹0.25
Benefits
- Movie & dining
5% cashback upto ₹250 on EazyDiner.
- Domestic lounge
1 complimentary domestic airport lounge access every quarter
- International lounge
1 complimentary international airport lounge access every quarter
Fees & charges
- Rewards redemption fee
₹99 + GST
- Foreign currency markup
3.5%
- Interest rates
3.99% per month or 47.88% per annum
- Fuel surcharge waiver
1% waiver up to ₹100 on transactions between ₹400 to ₹5,000
- Cash advance charges
2.5% of the cash amount or a minimum of ₹500
Product highlights
- Complimentary lounge access per quarter for domestic and international lounges.
- This card offers NCMC benefits along with easy payments through UPI linking.
- Milestone benefits are also included with this card, along with a fuel surcharge waiver.
Pros & cons
Pros
- Get 6,000 Reward Points as a welcome benefit on your first transaction within 30 days of getting the card.
- Receive up to ₹250 cashback on restaurant bills through EazyDiner.
Cons
- No specific travel rewards or insurance benefits are offered.
- The average purchases every quarter are very high for lounge access.
FAQs
Can I access the RBL Rewards Portal easily?
Yes, you can log in to the RBL Rewards Portal at any time to view and redeem your Reward Points.
Does this credit card come with insurance benefits?
This card does not offer any specific insurance benefits, such as travel or purchase protection insurance.
What types of transactions won’t earn Reward Points?
Transactions such as fuel and auto, utilities, insurance, real estate, and cash do not earn Reward Points.