- Joining fee
₹2,999 + GST
- Annual fee
₹2,999 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
6 RPs/₹100 Spent for All Non-Titan Spends
- Welcome benefits
12,000 Reward Points (Worth ₹3,000)
- Reward redemption
Redeem for a Wide Range of Titan Vouchers
Benefits
- Domestic lounge
8 Visits in a Year (Max 2 Each Quarter)
- International lounge
4 Visits in a Year (Max 2 Each Quarter)
Fees & charges
- Spend-based waiver
On Spends of ₹3 Lakh
- Foreign currency markup
3.5% of the Transaction Amount
- Interest rates
3.75% Per Month (45% Per Annum)
- Fuel surcharge waiver
1% Waiver on Fuel Transactions Up to ₹3,000
- Cash advance charges
2.5% or a Minimum of Rs. 500
Product highlights
- This credit card is exclusively designed for Titan brands.
- You can earn 7.5% cashback on 8 Titan brands.
- All non-Titan expenditures shall get 6 Reward Points per ₹100 spent.
Pros & cons
Pros
- This card is ideal for individuals with high net worth as it offers savings at the premium Titan brand and also provides milestone benefits.
Cons
- For a card with an annual charge of ₹3,000, this card offers no dining or movie benefits. It is mainly focused on Titan purchases.
FAQs
When shall I receive my cashback?
Cashback is usually transferred within 2 days of statement generation.
Will my cashback expire?
No, the cashback earned with the Titan SBI Credit Card shall not expire. It will be adjusted against your credit card statement.
Does the Titan SBI Credit Card offer reward points on UPI spends?
Yes, you shall earn 6 Reward Points for each spend of ₹100 on UPI.