- Joining fee
₹20,000 + GST
- Annual fee
₹20,000 + GST
- Best suited for
Travel, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
2.5% RPs on International Spends and 2% RPs on Domestic Spends
- Welcome benefits
₹10,000 EaseMyTrip Hotel Voucher, ₹10,000 Onevasco & More Visa Services, ₹3,000 Toni & Guy Voucher and Zomato Gold Membership
- Reward redemption
Redeem Reward Points for Airmiles, Cash, and More
Benefits
- Movie & dining
Free Delivery and Dining Privileges With Zomato Gold Membership
- Travel
Low Forex Charges, Luxury Airport Transfers and More
- Domestic lounge
Unlimited Domestic Airport Lounge Access
- International lounge
Unlimited Complimentary Lounge Access at International Airports
- Insurance
Comprehensive Insurance Cover
Fees & charges
- Spend-based waiver
Annual Fee Waiver on Spends of ₹25 Lakhs in a Year
- Foreign currency markup
1.49%
- Interest rates
3.75% (Monthly)
- Fuel surcharge waiver
1% Fuel Surcharge Waiver (Up to ₹1,000 Each Statement Cycle)
- Cash advance charges
No Cash Withdrawal Charges
Product highlights
- Times Black ICICI Bank Credit Card is a premium card offering specially designed for ultra-high-net individuals. This card offers privileges and benefits that are beneficial to those who want the best.
- This card comes at a joining and annual cost of ₹20,000.
- Cardholders shall get 24/7 domestic and international concierge services.
- Upto 35% discount on luxury and chauffeur-driven rental cards with Avis.
- Enjoy complimentary international and domestic airport lounge access with this card.
Pros & cons
Pros
- This card hosts so many luxurious and premium benefits, such as helicopter city transfers, access to exclusive Times Group events, and discounts at Quorum Club.
Cons
- For such a premium credit card, which has high joining and annual charges, this card still imposes a 1.49% Forex fee. This is quite disappointing, as several credit cards with lower fees offer zero Forex charges.
- The annual fee waiver threshold is quite high, ₹25 lakh per annum. Even premium credit cards like SBI Aurum have a lower threshold of ₹12 lakh each year.
FAQs
How can I get the annual charges waiver for the Times Black ICICI Bank Credit Card?
Times Black ICICI Bank Credit Cardholders can get their annual charges waived from the second year onwards on spending ₹25 lakh in a card anniversary year.
What is the reward rate of the Times Black ICICI Bank Credit Card?
The Times Black ICICI Bank Credit Card offers 2.5% rewards on international spends and 2% rewards on domestic spends, which is quite high compared to most credit cards.
I already have an ICICI Bank Credit Card. Can I still apply for the Times Black Credit Card?
Those who already possess an ICICI Bank Credit Card can also apply for the premium Times Black ICICI Credit Card.