Travel on Points

Tata Neu Infinity HDFC Bank Credit Card

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  • Joining fee

    ₹1,499 + GST

  • Annual fee

    ₹1,499 + GST

  • Best suited for

    Travel, Shopping

  • Reward type

    NeuCoins

Rewards

  • Rewards rate

    Up to 10% NeuCoins on TataNeu Spends, 5% NeuCoins on Tata Brand Spends and 1.5% NeuCoins on UPI Spends

  • Welcome benefits

    1,499 NeuCoins on Tata Neu App

  • Reward redemption

    1 NeuCoin = ₹1

Benefits

  • Travel

    Complimentary Priority Pass (Visa Variant Only)

  • Domestic lounge

    8 Complimentary Domestic Lounge Access Every Year (2 Each Quarter)

  • International lounge

    4 Free Visits for Primary and Add-On Cardholders Each Year (One Per Quarter)

  • Insurance

    Insurance cover worth ₹1 crore against air accidents, cover worth ₹15 lakhs against emergency hospitalization and lost card liability cover worth up to ₹9 lakhs.

Fees & charges

  • Spend-based waiver

    The renewal fee is waived off on achieving annual spends of Rs. 3 lakhs or more.

  • Rewards redemption fee

    Cashback Redemption Charges – ₹50

  • Foreign currency markup

    2% of the total transaction amount.

  • Interest rates

    3.75% Per Month (45.0% Per Annum)

  • Fuel surcharge waiver

    1% fuel surcharge waiver for all fuel transactions in India between ₹400 and ₹5,000.

  • Cash advance charges

    2.5% of the Amount Withdrawn of ₹500, Whichever is Higher

Product highlights

  • Welcome bonus of 1,499 Neu Coins.
  • Get 10% NeuCoins on your spends on Tata Neu app.
  • Get 5% NeuCoins on Tata’s partner brands and 1.5% Neu coins on other spends.
  • Get complimentary domestic and international lounge access.
  • Low foreign currency markup fee of 2%.
  • 1% fuel surcharge waiver up to Rs. 500 per month.
  • Spend-based waiver of the renewal fee.

Pros & cons

Pros

  • 10% cashback on the Tata Neu app.
  • Low foreign currency markup of 2%.

Cons

  • NeuCoins expire after a period of one year.
  • The minimum spend for the annual fee waiver is at a high price of ₹3 Lakhs.

FAQs

What is the foreign currency markup fee on the TataNeu HDFC Infinity Credit Card?

The forex markup fee on this credit card is 2%, which is much lower than the average fee of 3.5% that is charged by most of the credit cards in the country.

How can I get 10% cashback on TataNeu purchases?

To get 10% NeuCoins on your Tata Neu purchases, activate the Neu Pass on your Tata Neu account and make purchases using the Tata Neu Infinity Card.

Do I get international lounge acces with the HDFC Tata Neu Infinity Credit Card?

Yes, you get 4 complimentary international lounge access (maximum of 1 per quarter) with this credit card.

What is the minimum income required for a salaried person to be eligible for this credit card?

To get approved for the Tata Neu Infinity HDFC Credit Card, your net monthly income should be more than one lakh.