- Joining fee
₹500 + GST
- Annual fee
₹500 + GST
- Best suited for
Dining, Food
- Reward type
Cashback
Rewards
- Rewards rate
5% Cashback on Swiggy App Spends (Food Delivery, Instamart, Dineout) and Select Online Categories Such as Apparel, Pharmacies, Pet Stores, Personal Care, Electronics, Entertainment, Travel, Discount Stores & Local Cabs; 1% Cashback on Other Eligible Spends
- Welcome benefits
Free 12-Month Swiggy One Membership
- Reward redemption
Cashback Against Credit Card Statement
Benefits
- Golf
12 Free Golf Lessons, 4 Free Rounds of Green Fees, and 50% Off on Golf Services
Fees & charges
- Spend-based waiver
Renewal Fee Waiver on Spends of ₹1.5 Lakh
- Foreign currency markup
3.5% + GST
- Interest rates
3.75% Per Month or 45% Per Annum
- Cash advance charges
2.5% or ₹500, Whichever is Higher
Product highlights
- Designed for users who frequently order food, groceries, and dining through Swiggy.
- Earn 5% cashback on Swiggy spends and select online shopping categories.
- 1% cashback on all other eligible spends credited directly to the card statement.
- Complimentary 12-month Swiggy One membership provided as a welcome benefit.
- Also includes golf lessons, free rounds, and golf service discounts via Mastercard.
Pros & cons
Pros
- Complimentary 12-month Swiggy One membership with benefits like free delivery and extra discounts.
Cons
- Combined cashback cap of ₹1,500 per billing cycle on 5% categories limits overall rewards.
- No travel benefits such as airport lounge access, making it less attractive for frequent travelers.
FAQs
What cashback does the Swiggy ORNGE HDFC Bank Credit Card offer?
The card offers 5% cashback on Swiggy app spends (Food Delivery, Instamart, and Dineout) and select online categories, capped at ₹1,500 per billing cycle. All other eligible spends earn 1% cashback up to ₹1,000 per billing cycle.
What are the fees for the Swiggy ORNGE HDFC Bank Credit Card?
The card comes with a ₹500 + GST joining fee and annual fee. The annual fee can be waived if the cardholder spends ₹1.5 lakh or more in the previous year.
Does the Swiggy ORNGE HDFC Bank Credit Card offer any welcome benefits?
Yes, eligible cardholders receive a complimentary 12-month Swiggy One membership upon card activation, which provides benefits like free delivery, additional discounts, and other platform perks.