Standard Chartered Emirates World Credit Card
- Joining fee
Rs. 3,000 + GST
- Annual fee
Rs. 3,000 + GST
- Best suited for
Travel
Rewards
- Rewards rate
3 Skywards miles on every Rs. 150 spent, 6 Skywards miles on every Rs. 150 spent on Emirates.com.
- Welcome benefits
4,000 bonus miles
- Reward redemption
The skywards miles you earn through the Emirates world card are automatically transferred to your Skywards Emirates account.
Benefits
- Travel
You get complimentary domestic as well as international lounge access.
- Domestic lounge
Complimentary domestic lounge access to several participating lounges.
- International lounge
2 complimentary international lounge access every month based on your spends.
- Golf
Get 1 free Golf lesson each month, a 50% discount on all Golf games, and access to 4 Golf games every year.
- Insurance
Coverage of Rs. 1 Crore in case of an overseas air accident. Cover for flight delay, baggage delay, and Hijacking is also available.
Fees & charges
- Spend-based waiver
Nil
- Rewards redemption fee
Rs 99/- plus applicable taxes per redemption request.
- Foreign currency markup
3.5% on all foreign currency spends
- Interest rates
3.75% per month
- Fuel surcharge waiver
1% fuel surcharge or Rs. 10 (whichever is higher)
- Cash advance charges
3% of the amount withdrawn or Rs. 300 (whichever is higher)
Product highlights
- A bonus of 4,000 miles as a Welcome Gift
- 6 skywards miles on every Rs. 150 spent on Emirates.com.
- 3 skywards miles on every Rs. 150 spent on other transactions.
- Complimentary Domestic lounge access.
- Complimentary International lounge based on monthly spends.
- 5% Cashback on duty-free shopping.
- Get 1 Complimentary golf lesson each month and a 50% discount on all golf games
- Coverage of Rs. 1 Crore in case of an overseas air accident
FAQs
Where can I use the skywards miles I earn through the Standard Chartered Emirates world credit card ?
You can use these skywards miles in flight booking and availing services at emirates.com
If I avail a loan through the Emirates world credit card, in how many months do I need to pay it back ?
The loan can be paid back in easy monthly installments in a period of 12 to 60 months.
Does the Emirates world credit card provide a fuel surcharge waiver ?
No, it doesn’t provide any fuel surcharge waiver.
What to do if I lose my Emirates world credit card ?
Report it as soon as you lose the card to the Standard Chartered bank customer care through their helpline number.
Can I withdraw cash using my Emirates world credit card ?
Yes, you can withdraw cash using it with a cash advance fee of 3% or Rs. 300 (whichever is higher).