Standard Chartered DigiSmart Credit Card
- Joining fee
₹49 + GST
- Annual fee
₹49 + GST
- Best suited for
Movies, Travel, Shopping
- Reward type
Cashback
Rewards
- Rewards rate
Up to 25% off on travel-related spends on partner brands and up to 20% off on shopping at partner brand.
Benefits
- Movie & dining
Buy 1 Get 1 on INOX Movie Ticket Bookings and 10% Off on Zomato
- Travel
20% off on domestic flight bookings with Yatra.com, 10% discount on international flight bookings, and up to 25% off on domestic hotel bookings.
Fees & charges
- Spend-based waiver
The monthly membership fee can be waived off on spending Rs. 5,000 in the last month.
- Foreign currency markup
3.5% of the conversion amount
- Interest rates
1.99 per month (23.88% per annum)
- Fuel surcharge waiver
1% fuel surcharge is applicable
- Cash advance charges
3% of the transaction amount subject to a minimum charge of Rs 300.
Product highlights
- Get up to 20% off on shopping with Myntra
- 10% discount on grocery shopping with Grofers
- 10% off on your food orders with Zomato
- Get a Buy 1 Get 1 offer on Movie ticket bookings at INOX
- 20% off on domestic and 10% discount on international flight bookings with Yatra.com
- Up to 25% off on domestic hotel bookings with Yatra
- 1% fuel surcharge waiver
- Spend-based waiver of the monthly membership fee
FAQs
Does Standard Chartered DigiSmart credit card charges a annual fee on its credit card?
No, Standard Chartered DigiSmart credit card does not charge any annual fee but it does charge a nominal monthly fee of Rs 49 plus GST
What is the interest charge on this credit card?
An interest rate of 1.99% per month is charged with the card.
Do I get a spend based waiver on my monthly spends?
Yes, you get a spend-based waiver on your monthly spending of Rs 5000 or more in a month using your Standard Chartered DigiSmart credit card.
How much cashback do I get Ola cab bookings using my credit card?
You get 15% cashback on Ola cab bookings, (maximum discount of Rs 600 per month).
Do I get reward points on spends using this credit card?
No, you don’t get reward points on your spending using this credit card. This card does not offer any kind of reward points to the cardholders on their purchases