- Joining fee
Nil
- Annual fee
₹25,000 + GST (Waived for Solitaire Customers)
- Best suited for
Travel, Shopping
- Reward type
Air Miles
Rewards
- Rewards rate
10 Air Miles/₹100 Spent on Kotak Unbox Platform. 3 Air Miles/₹100 on Other Spends
- Reward redemption
Transfer Air Miles to Preferred Hotel/Airline Partner (1 Air Mile = ₹1)
Benefits
- Travel
Guest Airport Lounge Visits Provided
- Domestic lounge
Unlimited Access for Primary and Add-on Cardholders
- International lounge
Unlimited Global Access for Primary and Add-on Cardholders
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
Zero Charges
- Interest rates
3.5% (42% Annually)
- Fuel surcharge waiver
1% Waiver on Transactions Between ₹400 – ₹7,500. Maximum Waiver of ₹10,000 Each Year
- Cash advance charges
1% of the Amount Withdrawn
Product highlights
- The Solitaire Credit Card is a super premium offering by Kotak Mahindra Bank.
- Kotak Solitaire customers do not have to pay any joining or annual fees for this card.
- Cardholders can earn accelerated 10 Air Miles for travel spends with Kotak Unbox.
- Air Miles earned with this card shall be valid for a period of three years.
- Air Miles can be transferred to over 10 partner hotels and airlines.
- Free global airport lounge access is offered with this card.
- 1% fuel surcharge waiver up to ₹10,000 each year.
Pros & cons
Pros
- The Kotak Solitaire Credit Card is essential for Solitaire account holders, as they enjoy all the benefits of this card without any joining or annual fees.
- In addition to unlimited global airport lounge access, the card also includes complimentary visits for guests.
Cons
- While this card has no Forex markup fee, it lacks rewards for international transactions, making it more of a Forex card than a practical credit card for spending abroad.
- For a credit card that is positioned as a premium offering, this card lacks crucial benefits and privileges, such as golfing and movie discounts.
FAQs
What are the annual charges of the Kotak Solitaire Credit Card?
Members of the Kotak Solitaire Program pay no annual charges for this credit card. However, those who are downgraded from this program will be required to pay a yearly fee of ₹25,000 + GST.
How much is the fee for cash withdrawal with this card?
The Kotak Solitaire Credit Card charges a cash withdrawal fee of just 1% on the advance amount at all domestic and international ATMs. No APR or interest will be charged until the payment due date.
What hotel benefits do I get with the Kotak Solitaire Visa Infinite Credit Card?
Since the Kotak Solitaire Credit Card is on the Visa Infinite network, you will receive luxury hotel benefits such as experiences at ITC Hotels, Elivaas Villas, and Alaya Stays.
What is the total relationship value needed for the Kotak Solitaire account?
The total relationship value needed for the Kotak Solitaire account at a family level is ₹75 lakh.
When will the Air Miles earned with the Kotak Solitaire Credit Card reflect in my account?
Air Miles will appear in your account within 5 days after the transaction has settled.
Can I get an add-on Kotak Solitaire Credit Card?
The primary cardholder can apply for up to three add-on Kotak Solitaire Credit Cards. All add-on cards will also be in metal form at no additional charge.