Shoppers Stop Black HDFC Bank Credit Card

Rewards

• Rewards rate

  7% Reward Points/₹150 on Every SS Spends. 2% Reward Points/₹150 on Non-SS Spends

• Welcome benefits

  Shoppers Stop Vouchers Worth ₹4,500 and Complimentary Shoppers Stop Black Membership (Worth ₹4,500)

• Reward redemption

  The points can be redeemed against the purchases made at the Shoppers Stop Outlet or through their official website.

Benefits

• Domestic lounge

  16 complimentary lounge access at domestic airports (maximum 4 times in a quarter).

• International lounge

  Complimentary Lounge Access at international airports – 8 times in a calendar year, maximum 2 times in a quarter

• Insurance

  Get accidental air death cover up to Rs. 3 crore, emergency overseas hospitalization for up to Rs. 50 lakh, and credit liability up to Rs. 9 lakh.

Fees & charges

• Rewards redemption fee

  ₹50 for Cash Redemption and ₹99 for Other Reward Redemptions

• Foreign currency markup

  3.5% + GST

• Interest rates

  3.75% Per Month (or 45% Annually)

• Fuel surcharge waiver

  Fuel surcharge waiver of 1%, maximum up-to Rs. 500 per statement cycle, at all the petrol pumps across India

• Cash advance charges

  2.5% of amount withdrawn or Rs. 500 whichever is higher

Product highlights

• Complimentary First Citizen BLACK membership.
• Get 7% Reward Points on every SS spends. Maximum cap at 2,000 Reward Points per month
• 2% Reward Points on Non-SS spends. Maximum cap at 2,000 Reward Points per month
• Complimentary access to the domestic lounge and international lounge.

Pros & cons

FAQs