- Joining fee
Rs. 250 + GST
- Annual fee
Rs. 250 + GST
- Best suited for
Shopping
Rewards
- Rewards rate
1 Reward Points on every spend of Rs. 100 and 5x Reward Points on groceries, dining, CSD, movies, departmental stores, etc.
- Welcome benefits
1,000 bonus Reward Points
- Reward redemption
The reward points you earn can be redeemed against various options from the Rewards catalogue or against the card’s outstanding balance at a rate of 1 RP = Re. 0.25.
Benefits
- Insurance
Personal accident insurance cover worth Rs. 2 lakhs.
Fees & charges
- Spend-based waiver
The renewal fee is waived off if you spend Rs. 50,000 or more in the previous year.
- Rewards redemption fee
Rs. 99 on each redemption request.
- Foreign currency markup
3.5% on all foreign currency spends.
- Interest rates
2.75% p.m. (33% annually)
- Fuel surcharge waiver
1% fuel surcharge waiver on all fuel transactions between Rs. 500 and Rs. 3,000.
- Cash advance charges
2.5% of the withdrawn amount or Rs. 500 (whichever is higher)
Product highlights
- 1,000 Reward Points as a welcome gift.
- Up to 5 Reward Points on every spend of Rs. 100.
- Reward Points redeemable against the card’s outstanding balance.
- Spend-based waiver of the renewal fee.
- 1% fuel surcharge waiver.
- Complimentary insurance cover against personal accident.
FAQs
What is the annual fee of the Shaurya SBI card?
The annual fee of the SBI Shaurya Credit Card is Rs. 250.
Can I redeem the Reward Points against the statement balance of the card?
Yes, you can redeem your earned Reward Points to pay your card’s outstanding balance. 1 Reward Point = Re. 0.25.
What is the cash advance fee of the Shaurya SBI Card?
The cash advance fee of this credit card is 2.5% of the withdrawn amount subject to a minimum of Rs. 500.
Do I get a fuel surcharge waiver with the SBI Shaurya Credit Card?
Yes, you get a 1% fuel surcharge waiver on all fuel transactions between Rs. 500 and Rs. 3,000 when you pay using your Shaurya SBI card. The maximum waiver per month is capped at Rs. 250.