Fintech Cards
Scapia Credit Card
- Joining fee
Lifetime Free
- Annual fee
Lifetime Free
- Best suited for
Travel, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
20% Scapia Coins on Travel Bookings (~4%) & 10% Scapia Coins on All Other Transactions (~2%)
- Reward redemption
Redeem Coins on Scapia. 1 Scapia Coin = ₹0.20
Benefits
- Travel
20% Scapia Coins on Travel Bookings
- Domestic lounge
Unlimited Airport Lounge Access on Making Monthly Spends of ₹20,000
Fees & charges
- Foreign currency markup
Nil
- Interest rates
3.75% Per Month
- Fuel surcharge waiver
1% Fuel Surcharge Waiver on Transactions Upto ₹5,000
- Cash advance charges
2.5% of the Total Amount Withdrawn or a Minimum of Rs. 500
Product highlights
- Earn 20% Scapia Coins while making bookings on Scapia.
- Earn 10% Scapia Coins on all offline and online transactions (with few exceptions like fuel, wallet reloads, etc).
Pros & cons
Pros
- This card is most suited for frequent travellers.
- The Federal/BOBCARD Scapia Credit Card is also available on the RuPay network, making it perfect for spending via UPI.
Cons
- Scapia Coins can only be redeemed while making bookings with Scapia.
- Unlimited airport lounge access with this card is based on a minimum spending requirement each statement cycle.
FAQs
When will I get my Scapia Credit Card?
On approval, you shall immediately get your virtual card, while the physical Scapia Federal Bank Credit Card shall be received between 2 to 5 working days.
What are the annual charges for this card?
The Scapia Federal Bank Credit Card is a lifetime free credit card. There are no annual or joining charges associated with this card.