- Joining fee
₹499 + GST
- Annual fee
₹499 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
10X Reward Points on Partner Brands (Apollo 24x7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, Gyftr, and Tata Cliq), 5X Reward Points on Online Purchases, and 1 Reward Point/₹100 Spent on Other Purchases
- Welcome benefits
Amazon Gift Card Worth ₹500
- Reward redemption
Redeem RPs for Vouchers, Statement Credit and More. 1 RP = ₹0.25
Fees & charges
- Spend-based waiver
Annual Charges Waived on Spends of ₹1 Lakh
- Rewards redemption fee
₹99 + GST
- Foreign currency markup
3.5%
- Interest rates
3.75% Per Month (45% Yearly)
- Fuel surcharge waiver
1% fuel surcharge waived on fuel transactions from Rs. 500 to Rs. 3,000 (max waiver capped at Rs. 100 per month)
- Cash advance charges
2.5% of the withdrawal amount or a minimum fee of Rs. 500
Product highlights
- Gift vouchers worth ₹500 from Amazon as a welcome benefit.
- E-vouchers from ClearTrip/Yatra worth ₹2,000 on annual online spending of ₹1,00,000 and ₹2,00,000 each.
- 10X Reward Points on online spending at partner merchants, including popular websites like Apollo 24×7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, and Yatra.
- 5X Reward Points on all other online spends using your SBI SimplyClick Credit Card.
- 1 Reward Point per ₹100 on all offline spends except fuel.
- Annual fee waiver of ₹499 on yearly spending of ₹1,00,000.
- 1% fuel surcharge waived for all purchases of fuel between ₹500 and ₹3,000.
Pros & cons
Pros
- One of the most significant benefits of the SBI SimplyClick Credit Card is the welcome voucher worth ₹500 from Amazon.
- You can also get vouchers worth ₹4,000 on achieving milestone spends.
Cons
- This card has a significant drawback for frequent travellers as it offers no domestic or international lounge access.
- Along with no travel benefits, there aren’t any insurance benefits with the SBI SimplyClick Credit Card.
FAQs
What is the annual membership fee for the SBI SimplyClick Credit Card?
You are charged an annual membership fee of ₹499 (plus applicable taxes) for the SBI SimplyCLICK Credit Card.
How many Reward Points do I earn on online spends made with the SBI SimplyCLICK Credit Card?
You get 10x Reward Points (1 per ₹100) on online spends at partner merchants’ websites- BookMyShow, Cleartrip, Myntra, Netmeds, Yatra, and Dominos, 5x Reward Points (5 per ₹100) on all other online spends and 1 Reward Point per ₹100 on offline spends with the card.
What is the interest rate charged on the SBI SimplyCLICK credit card?
3.75% per month (45% yearly)
What is the validity of the Reward Points earned on the SBI SimplyCLICK Credit Card?
The Reward Points earned on SBI SimplyCLICK Credit Card (or on any credit card by SBI Card) are valid for a period of 2 years (24 months).
Does the SBI SimplyClick Credit Card provide any complimentary airport lounge access?
No, the SBI Simply Click Card doesn’t provide any complimentary airport lounge access.