- Joining fee
₹1,499 + GST
- Annual fee
₹1,499 + GST
- Best suited for
Travel, Shopping, Health
- Reward type
Reward Points
Rewards
- Rewards rate
10 Reward Points/₹100 on Movies, Dining, Pharmacy & Chemist (2.5%) | 2 Reward Points/₹100 on Other Spends (0.5%)
- Welcome benefits
Noise ColorFit Pulse 4 Pro Smart Watch Worth ₹7,999 and Complimentary Fitpass Pro and Netmeds First Membership
- Reward redemption
The Reward points are redeemable against a host of options on the Rewards catalogue or against the statement balance (1 RP = Re. 0.25).
Benefits
- Movie & dining
10 Reward Points per Rs. 100 spent on movie and dining
- Travel
Complimentary Priority Pass Membership for the First Two Years of Card Membership
- Domestic lounge
2 Free Domestic Lounge Visits Per Quarter
- Insurance
Zero liability cover of ₹1 lakh, and other travel insurance covers, including lost baggage, delayed baggage, loss of travel documents, etc.
Fees & charges
- Spend-based waiver
The renewal fee can be waived if you spend Rs. 2 lakhs or more in the previous year.
- Rewards redemption fee
Rs. 100 on each redemption request
- Foreign currency markup
3.5% of the transaction amount
- Interest rates
3.75% Per Month (45% Per Annum)
- Fuel surcharge waiver
1% fuel surcharge waiver for all fuel transactions between Rs. 500 and Rs. 4,000.
- Cash advance charges
2.5% of the cash amount subject to a minimum of Rs. 500
Product highlights
- Complimentary Noise ColorFit Pulse 4 Pro Smart Watch worth ₹7,999 as a welcome gift.
- Complimentary FitPass Pro membership.
- Complimentary Netmeds First membership.
- 10 Reward Points on every health-related spend of ₹100 & on movies & dining.
- 2 Reward Points per ₹100 spent.
- Complimentary Priority Pass membership for the first two years.
- 8 Complimentary airport lounge visits at select airports in India, max 2 per quarter.
- Get e-gift vouchers worth ₹1,500 annually on reaching the milestone spend.
- Spend-based annual membership fee waiver.
FAQs
Is SBI Card Pulse free?
No, the SBI Card Pulse is not free. It comes with a joining and renewal fee of Rs. 1,499. However, you can make it free for yourself by getting the annual fee waived by spending Rs. 2 lakhs or more every year.
What is the interest rate on the SBI Pulse Credit Card?
The interest rate on SBI Card Pulse is 3.75% per month, i.e, 45% per annum.
Can I withdraw cash from my SBI Pulse Credit Card?
Yes, you can withdraw cash using your SBI card Pulse. However, a cash advance fee of 2.5% or Rs. 500 will be chargeable in such a case.
What is value of 1 Reward Point that I earn using this credit card?
The value of 1 RP is Re. 0.25, i.e, 4 Reward Point = Re. 1.
What is SBI Pulse Card Balance Transfer Facility
With the balance transfer facility of the SBI Pulse Credit Card, you can transfer your credit card’s balance to another credit card with low interest-rate or you can transfer any other card’s outstanding balance to the SBI Pulse Card.
How to avail the Balance Transfer on EMI facility?
You can easily avail of the balance transfer facility on your Pulse Credit Card through internet banking or by contacting your credit card customer care.