- Joining fee
Rs. 2,999 + GST
- Annual fee
Rs. 2,999 + GST
- Best suited for
Travel
- Reward type
Reward Points
Rewards
- Rewards rate
Get 4 Travel Credits for every ₹200 spent on travel and 2 Travel Credits for every ₹200 on other expenses.
- Welcome benefits
Get 3,000 Travel Credits on spending ₹60,000 within 60 days of issuance.
- Reward redemption
Convert Travel Credits into air miles, hotel points, travel bookings, etc.
Benefits
- Travel
Get a complimentary Priority Pass Membership worth $99.
- Domestic lounge
8 complimentary domestic airport lounge access per year.
- International lounge
4 complimentary international airport lounge access per year.
- Insurance
Travel Insurance is Provided
Fees & charges
- Spend-based waiver
Annual fee is reversed on spending ₹10 Lakhs.
- Rewards redemption fee
₹99
- Foreign currency markup
2.5% of the amount transacted.
- Interest rates
3.75% Per Month (45% Per Annum)
- Fuel surcharge waiver
1% Fuel surcharge waiver on fuel transactions between ₹500 to ₹4000.
- Cash advance charges
2.5% or ₹500
Product highlights
- 3,000 Travel Credits will be credited to the cardholder’s account as a welcome gift.
- People will get 1 additional domestic airport lounge visit on spending more than ₹1 lakh through MILES Credit Card.
- Earn 5,000 Bonus Travel Credits on annual spends of ₹5 Lakh.
Pros & cons
Pros
- Eight domestic airport lounge access per year and two international airport lounge access per quarter to SBI MILES PRIME Credit Cardholders.
- 2.5% foreign currency mark-up charge on international usage.
- Enjoy 1000+ airport lounge access worldwide with the complimentary Priority Pass membership.
Cons
- Absence of cashback or discount on movies or dining.
- Limited rewards on non-flying expenses.
FAQs
What are the benefits of the SBI MILES PRIME Credit Card?
The Benefits for SBI MILES PRIME Credit Card include: Reward points on every spend Complimentary airport lounge access (both domestic and international) Special deals on hotel bookings and air tickets Fuel surcharge waiver
Can I use Travel Credits to book any airline or hotel?
Yes, you can convert your Travel Credits into Air Miles or Hotel Points with a wide range of partners, giving you the freedom to book with your preferred airlines and hotels.
Can I earn travel credits for international transactions using my SBI MILES PRIME credit card?
Yes, you can also earn Travel Credits for international transactions. The SBI MILES PRIME Credit Card rewards you for both domestic and international spending.