Travel on Points

SBI AURUM Credit Card

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  • Joining fee

    Rs. 9,999 + GST

  • Annual fee

    Rs. 9,999 + GST

  • Best suited for

    Movies, Travel, Dining, Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    4 Reward Points per Rs. 100 spent (reward rate of 1%)

  • Welcome benefits

    40,000 Reward Points and Complimentary Memberships of Club Marriott, Wall Street Journal, and Mint

  • Reward redemption

    Reward Points are redeemable for gift vouchers, hotel reservations, flight tickets etc., on dedicated AURUM Rewards portal

Benefits

  • Movie & dining

    4 Free Movie Tickets Each Month (₹250 Per Ticket). Get 15% Off (Up To ₹750) On Orders Above ₹4,000 With District by Zomato

  • Travel

    One Complimentary Spa Access Each Quarter at Select Airports

  • Domestic lounge

    4 Free Visits Each Quarter (For Both Primary and Add-On Cardholders)

  • International lounge

    Unlimited International Airport Lounge Access

  • Golf

    16 complimentary golf rounds each year (4 each quarter)

  • Insurance

    Travel Insurance Offered

Fees & charges

  • Spend-based waiver

    Annual membership fee waived off on annual spends of Rs. 12,00,000

  • Foreign currency markup

    1.99% of the transaction amount

  • Interest rates

    3.75% Per Month (45% Per Annum)

  • Fuel surcharge waiver

    1% fuel surcharge waived off at all fuel stations across India.

  • Cash advance charges

    2.50% of the withdrawn amount, subject to a minimum charge of Rs. 500

Product highlights

  • 40,000 Reward Points as a Welcome Benefit (4 Reward Points = Re. 1).
  • The card renewal fee is waived on annual spends of Rs. 12,00,000.
  • You earn 4 Reward Points per Rs. 100 was spent with the SBI AURUM Credit Card (Reward rate = 1%).
  • Tata CLiQ Luxury Vouchers worth Rs. 5,000 on reaching the milestone spend of Rs. 5 lakh.
  • Rs. 10,000 Taj Voucher on annual expenditure of Rs. 10 lakh.
  • Unlimited international airport lounge access and 4 domestic airport lounge access per quarter.
  • 4 BookMyShow movie tickets every month (max value of each ticket capped at Rs. 250).
  • 24×7 dedicated concierge service and secretarial access.

Pros & cons

Pros

  • You get 40,000 Reward Points as a welcome benefit with the SBI Aurum Credit Card.
  • With this card, you also get Tata CLiQ Luxury vouchers worth Rs. 5,000 on achieving the milestone benefit.

Cons

  • This card offers a basic reward rate.
  • Earlier subscriptions like Amazon Prime, Zomato Gold, and Discovery Plus were offered along with the card, which has since been discontinued.

FAQs

What is the foreign currency mark-up on SBI AURUM Credit Card?

You are charged a mark-up fee of 1.99% of the transaction amount on all foreign currency transactions made with the SBI AURUM Credit Card.

How can I redeem the Reward Points earned on SBI AURUM Credit Card?

You get a dedicated AURUM Rewards portal to redeem the Reward Points earned on your SBI AURUM Credit Card. The Reward Points can be redeemed for gift vouchers, flight tickets, hotel reservation, etc. on the ARUM Rewards Portal.

What complimentary memberships do I get with SBI AURUM Credit Card?

You get complimentary memberships of Club Marriott, Mint, and the Wall Street Journal with a SBI AURUM Credit Card.

Can I apply for SBI AURUM Credit Card online on the bank's website?

No, SBI AURUM Credit Card is an invite-only offering by SBI Cards. Therefore you can not apply for it.

What reward rate do I get on SBI AURUM Credit Card?

You earn 4 Reward Points per Rs. 100 spent with your SBI AURUM Credit Card. The monetary value of 1 Reward Point is Rs. 0.25. So you get a reward rate of 1% on SBI AURUM Credit Card.