- Joining fee
₹499 + GST
- Annual fee
₹499 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
Earn 10 RPs per ₹100 spent on AJIO & JioMart, 5 RPs per ₹100 spent at Other Reliance Retail Stores, 5 RPs per ₹100 spent on Dining & Movies, and 1 RP per ₹100 spent on Other Retail Purchases
- Welcome benefits
Reliance Retail Vouchers Worth Rs. 500 and Discount Vouchers of Rs. 3,200
- Reward redemption
1 RP = ₹0.25
Fees & charges
- Spend-based waiver
Waiver of Annual Charges on Spends of Rs. 1 Lakh
- Rewards redemption fee
Rs. 99
- Foreign currency markup
3.5% of the Transaction Amount
- Interest rates
3.75% Per Month (45% Annually)
- Fuel surcharge waiver
1% Waiver on Fuel Transactions Between Rs. 500 to Rs. 4,000
- Cash advance charges
2.5% or a Minimum of Rs. 500
Product highlights
- This card comes with a joining and annual fee of Rs. 499 + GST.
- You can welcome benefits in the form of Rs. 500 vouchers and other discount vouchers.
- You shall get 5 Reward Points for every Rs. 100 spent on purchases made at Reliance Stores and spends made on dining & movies.
- All other eligible transactions shall get 1 Reward Point for every spend of Rs. 100.
Pros & cons
Pros
- With this card, you can earn 5 Reward Points for spends made on dining and movies.
- This card has a low and reasonable joining fee of Rs. 499.
Cons
- There are some entry-level cards similar to this one, which also offer lounge access, while this one doesn’t.
- The Reliance SBI Card is mainly beneficial to customers who make regular purchases from Reliance stores.
FAQs
What is the joining fee for Reliance SBI Card?
The Reliance SBI Card comes with a joining fee of Rs. 499 plus applicable taxes.
Do I get airport lounge access with this credit card?
No complimentary lounge access is provided with the Reliance SBI Card.