Travel on Points

RBL World Prime Credit Card

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  • Joining fee

    ₹2,999 + GST

  • Annual fee

    ₹2,999 + GST

  • Best suited for

    Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    2 RP for every ₹100 spent online

  • Welcome benefits

    12,000 Reward Points

  • Reward redemption

    1 RP = ₹0.25

Benefits

  • Movie & dining

    BOGO offer on movie tickets via BookMyShow

  • Domestic lounge

    2 complimentary visits to domestic airport lounges

Fees & charges

  • Rewards redemption fee

    ₹99 + GST

  • Foreign currency markup

    3.5%

  • Interest rates

    3.99% monthly or 47.88% annually

  • Fuel surcharge waiver

    1% waiver on fuel transactions up to ₹150 between ₹500 and ₹4,000

  • Cash advance charges

    2.5% or ₹500

Product highlights

  • Get 12,000 Reward Points after spending ₹2,000 within the first 30 days.
  • Enjoy a BOGO movie ticket offer via BookMyShow.
  • Access to domestic airport lounges with up to 2 complimentary visits each quarter.
  • The card has a spending milestone benefit where spending ₹1.5 lakh in a year earns you 10,000 additional Reward Points.
  • Spend over ₹3.5 lakh annually to earn an extra 10,000 Reward Points.
  • A 1% fuel surcharge waiver on fuel transactions.

Pros & cons

Pros

  • Offers concierge services where cardholders have access to personalized assistance for bookings, dining, and other needs.
  • No minimum spending requirement to qualify for rewards.

Cons

  • No international lounge access or travel insurance.
  • Certain transactions, like education or utility bills, do not earn Reward Points.

FAQs

Do I receive lounge access with this card?

Yes, you are entitled to 2 complimentary visits to domestic airport lounges every quarter, totaling up to 8 visits a year, provided you spend at least ₹15,000 in the previous quarter.

Does the card provide any insurance benefits?

No, the RBL World Prime Credit Card does not offer any insurance benefits.

Are there any restrictions on earning Reward Points?

Certain transactions, such as education payments or utility bills, do not earn Reward Points.

How can I track my Reward Points?

You can track your Reward Points and account activity through the RBL Bank mobile app or online banking portal.

Can I use the card for international transactions?

Yes, the RBL World Prime Credit Card can be used for international transactions, but please be aware of the foreign currency markup fee of 3.5%.