RBL Signature Banking Credit Card

Rewards

Rewards rate
Unlimited 4% Cashback on Flights/Hotels, and 1% Cashback on All Eligible Purchases (Up to ₹1,500 Per Billing Month)
Reward redemption
Cashback will be Credited in RBL Bank Savings Account

Rewards redemption fee
₹99 + GST
Interest rates
3.99% Per Month (47.88% Per Annum)
Cash advance charges
2.5% of the Withdrawal Amount, Subject to a Minimum Charge of ₹500

This card is explicitly tailored for Signature Banking customers.
Cardholders can get unlimited 4% cashback when spending on categories like flights, hotels, and shopping.
Get 1% cashback on all eligible purchases up to ₹1,500 per billing month.
Cardholders can earn ₹2,000 cashback on making an eligible purchase of ₹4 lakh within the membership year.
Cardholders can also earn an additional cashback of ₹4,000 on making an eligible purchase of ₹6 lakh within the membership year.
The card also offers complimentary airport lounge access within and outside India.

The annual fee, which is ₹2,500 + GST, is waived for Signature Banking customers.
Milestone benefits include ₹2,000 cashback for spending ₹4 lakh in a membership year, and ₹4,000 additional cashback for spending ₹6 lakh in the membership year.

To redeem cashback, the user has to pay a fee of ₹99 + GST, and the cashback will be reflected in the user’s savings account on the monthly statement. But if the user does not redeem the cashback within 3 months of its accumulation, it will expire and cannot be redeemed.

Are there any charges for redeeming cashback?

Yes, there is a redemption fee of ₹99 + GST that you have to pay when redeeming cashback.

Do I have to pay the annual fee if I am a Signature Banking customer?

The annual fee, which is ₹2,500 + GST, is waived for Signature Banking customers.