RBL Bank Titanium Delight Card

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  • Joining fee

    Rs. 750 + GST

  • Annual fee

    Rs. 750 + GST

  • Best suited for

    Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    On every Rs. 100 spent on groceries on Wednesday, you will get 1 Reward Point, For every Rs. 100 spent on all other transactions, you will get 1 Reward Point.

  • Welcome benefits

    Bonus Reward Points of up to 3,000 points.

  • Reward redemption

    Redeem your reward points on payment of utility bills, phone recharge, hotel, and flight bookings, etc. 1 Reward Point = Re. 0.25.

Benefits

  • Movie & dining

    Buy 1 get 1 Free offer on movie tickets on Wednesdays.

Fees & charges

  • Spend-based waiver

    The renewal fee is waived off on spending Rs. 1 lakh or more in the previous year.

  • Rewards redemption fee

    Rs. 99 + GST

  • Foreign currency markup

    3.50% on all foreign currency spends.

  • Interest rates

    3.5% per month.

  • Fuel surcharge waiver

    1% fuel surcharge waiver for all fuel transactions between Rs. 500 & Rs. 4,000.

  • Cash advance charges

    2.5% of the withdrawn amount or Rs. 500 (whichever is higher)

Product highlights

  • Up to 3,000 reward points in the form of welcome benefits.
  • For every Rs. 100 spent, you will get 1 Reward Point.
  • 5% value back on grocery purchases on Wednesdays.
  • Buy 1 Get 1 Free offer on BookMyShow on Wednesdays.
  • Up to 4,000 bonus reward points per year.
  • 10% value back on dominos/Pizza Hut on Wednesdays.
  • The annual fee will be waived on the basis of the amount spent using this credit card.
  • 1% surcharge waiver on fuel transactions.

FAQs

Are there any travel benefits on this card ?

No, travel benefits are not provided on this card.

How much fuel surcharge waiver is offered on this card ?

On purchasing fuel worth Rs. 500-Rs. 4000, one can get a waiver of Rs. 100 as fuel surcharge on this card every month.

What are the joining and annual fees of this card ?

The joining fee and annual fee of this card are Rs. 750 each. However, spending a minimum of Rs. 1.2 lakhs on this card in the previous year can get you an annual fee waiver.

How much interest is levied on this card ?

3.5% p.m. interest is levied on this card.