RBL Bank Monthly Treats Credit Card

Rewards

• Rewards rate

  You get 2 reward points on every Rs 100 spent on online purchases and 1 reward point on every Rs. 100 spent on offline purchases.

• Reward redemption

  Reward points can be redeemed at rblrewards for exciting rewards and offer on your air travels, hotel bookings, and much more. 1 RP = Re. 0.25.

Fees & charges

• Spend-based waiver

  A spend-based waiver on the monthly fee of Rs. 50 on annual spending of Rs. 3,000 or more.

• Rewards redemption fee

  Rs. 99 per redemption request.

• Foreign currency markup

  3.5% on the conversion amount

• Interest rates

  3.99% per month (47.88% per annum)

• Fuel surcharge waiver

  1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 4,000

• Cash advance charges

  2.5% on withdrawal amount subject to a minimum charge of Rs. 300

Product highlights

• 2 reward points on every Rs 100. spent on online purchases.
• 1 reward point on every Rs. 100 spent on offline purchases
• 10% cashback on groceries every month after achieving a spend of Rs. 3,000 in a month.
• 10% cashback on BookMyShow, Bill payments, and Swiggy on spending Rs. 5,000 or more in a month.
• Spend-based waiver of monthly membership fee.
• 1% fuel surcharge waiver.

FAQs