Travel on Points

RBL Bank Insignia Preferred Banking World Card

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  • Joining fee

    Nil for Insignia Preferred Banking Customer. ₹7,000 + GST for Others

  • Annual fee

    Nil for Insignia Preferred Banking Customer. ₹7,000 + GST for Others

  • Best suited for

    Movies, Travel

Rewards

  • Rewards rate

    5 Reward Points per Rs. 100 spent on domestic transactions, 10 Reward Points per Rs. 100 spent on international transactions.

  • Welcome benefits

    28,000 Reward Points (For Those With Fee Variant)

  • Reward redemption

    Reward Points redeemable for e-vouchers, mobile recharges, flight bookings, etc. 1 RP = Re 0.25 (approx)

Benefits

  • Movie & dining

    Flat Rs. 500 off on movie tickets on BookMyShow, Priority reservations, and personalized hospitality from the chef with an exclusive dining program.

  • Travel

    You get complimentary domestic as well as international lounge access.

  • Domestic lounge

    2 Complimentary Domestic Lounge Access Per Quarter

  • International lounge

    6 complimentary international lounge access every year via Priority Pass

  • Golf

    4 complimentary rounds of green fees every year, 12 complimentary golf lessons every year.

Fees & charges

  • Spend-based waiver

    Waiver of Annual Charges on Spends of ₹10 Lakh in a Year (Valid for Fee Variant)

  • Rewards redemption fee

    Nil

  • Foreign currency markup

    1.5%

  • Interest rates

    Ranges from 2.5% to 3.4% Per Month

  • Fuel surcharge waiver

    1% fuel surcharge waived for transactions between Rs. 500 and Rs. 4,000 (max cap Rs. 250 per month applicable)

  • Cash advance charges

    2.5% of the transaction amount, subject to a minimum charge of Rs. 500

Product highlights

  • 5 Reward Points for every ₹100 spent on domestic transactions.
  • 10 Reward Points for every ₹100 spent on international transactions.
  • 2 complimentary lounge access every quarter across airports in India.
  • Priority Pass membership with 6 complimentary international lounge visits every calendar year.
  • Benefits worth ₹8,000 on expenditure of ₹8 lakh in the previous year.
  • Flat ₹500 off on movie ticket bookings on BookMyShow.
  • 24×7 concierge service for assistance regarding all kinds of bookings.
  • 1% fuel surcharge waiver for transactions between ₹500 and ₹4,000 (max waiver capped at ₹250 per month).

FAQs

Can I get the RBL Bank Insignia Preferred Banking World Card if I'm not an Insignia Preferred customer?

Yes, the Insignia Preferred Banking credit card can be used by everyone, but those with the Insignia status will get it without any joining or annual charges, while others will have to pay ₹7,000 each year as a membership fee.

Do I get complimentary international lounge access with this card?

Yes, this credit card gives you 6 complimentary international lounge access per year with the Priority Pass membership.

What is the annual membership fee for this credit card?

The RBL Bank Insignia Preferred Banking World Card is complimentary for the Insignia Preferred members of the bank.

Do I get any insurance benefits with this credit card?

No, you do not get any insurance benefits with this credit card.

Is the fuel surcharge waived?

The fuel surcharge is waived for fuel purchases at all fuel stations across India for transactions between ₹500 and ₹4,000