Travel on Points

RBL Bank DMI Finance Credit Card

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  • Joining fee

    ₹499 + GST

  • Annual fee

    ₹499 + GST

  • Best suited for

    Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    2 RP for every ₹100 spent online; 1 RP for every ₹100 spent offline

  • Welcome benefits

    Earn 2,000 Reward Points; BookMyShow movie voucher worth ₹200 on card activation

  • Reward redemption

    Vouchers earned can be redeemed at RBL Rewards

Benefits

  • Movie & dining

    BOGO offer on movie tickets through BookMyShow worth ₹200

Fees & charges

  • Rewards redemption fee

    ₹99 + GST

  • Foreign currency markup

    3.5%

  • Interest rates

    3.99% per month or 47.88% per annum

  • Fuel surcharge waiver

    1% fuel surcharge waiver up to ₹100 on transactions between ₹500 to ₹4,000

  • Cash advance charges

    2.5% of the cash amount or a minimum of ₹500

Product highlights

  • 2,000 Reward Points and a complimentary movie ticket as a welcome benefit.
  • Vouchers from Amazon and Swiggy on reaching the annual milestone benefits.
  • 1% fuel surcharge waiver up to ₹100.
  • BOGO offers movie tickets up to ₹200.

Pros & cons

Pros

  • This card comes with a nominal fee of ₹499 plus taxes.
  • The Reward Points can be redeemed for air travel, hotel stays, shopping vouchers, and much more.

Cons

  • There are no travel perks included with this card.
  • This card does not offer any spend-based waiver to its users.

FAQs

How can users avail of the Buy-One-Get-One-free movie ticket offer?

Users can take advantage of the movie ticket offer by spending ₹5000 every month and book movie tickets through the BookMyShow mobile app or website using their RBL Bank DMI Finance Credit Card.

What are the exclusions for earning Reward Points with the RBL Bank DMI Finance Credit Card?

Users cannot earn Reward Points for transactions related to railways, fuel & auto, utilities, wallet, real estate, government services, insurance, education, cash, EMI, and miscellaneous categories.

How can users redeem the Reward Points they have earned?

Users can redeem their Reward Points for various products and vouchers through the RBL Rewards portal.

Is there a foreign currency markup for transactions made in foreign currency?

Yes, the foreign currency markup for the RBL Bank DMI Finance Credit Card is 3.5%.