PNB RuPay Platinum Patanjali Credit Card
- Joining fee
Nil
- Annual fee
Rs. 500 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
1 Reward Point on every spend of Rs. 150 and 2% cashback at Patanjali stores.
- Welcome benefits
300 bonus Reward Points
- Reward redemption
1 Reward Point = Re. 0.5 for redemption against various options at the PNB Rewardz portal.
Benefits
- Movie & dining
Exciting discount and cashback offers at several restaurants across the country.
- Travel
Complimentary airport lounge access.
- Domestic lounge
2 complimentary domestic lounge access every quarter
- Insurance
Accidental death cover worth Rs. 2 lakhs.
Fees & charges
- Spend-based waiver
The annual fee is waived off if you use your card at least once in each quarter.
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% on all foreign currency transactions
- Interest rates
2.95% per month
- Fuel surcharge waiver
1% fuel surcharge waiver for all fuel transactions between Rs. 500 & Rs. 3,000.
- Cash advance charges
2% of the cash amount withdrawn subject to a minimum specific amount.
Product highlights
- No joining fee.
- Welcome bonus of 300 Reward Points.
- 1 Reward Point on every spend of Rs. 150.
- 50 Reward Points on registration to the e-bill facility.
- 2% cashback up to Rs. 50 on every transaction at Patanjali stores.
- Complimentary airport lounge access to selected domestic airports.
- Spend-based waiver of the annual fee.
- Complimentary insurance coverage against accidental death.
- 1% fuel surcharge waiver on all fuel transactions.
FAQs
How can I get the annual fee waived off on this credit card?
The annual fee of Rs. 500 can be waived off for the PNB RuPay Platinum Patanjali Card by using your credit card for a minimum of one retail transaction in each quarter.
What is the interest rate on this credit card?
The interest rate on the PNB RuPay Platinum Patanjali Card is 2.95% per month.
What is the maximum credit limit of the PNB RuPay Platinum Patanjali Credit Card?
The maximum credit limit that one can get with this credit card is Rs. 5 lakhs.
Do I get complimentary international lounge access with this credit card?
No, you don’t get complimentary international lounge access with this credit card, but it provides 2 complimentary domestic lounge access every quarter.