PNB RuPay Millennial Credit Card

Rewards

• Rewards rate

  Earn 2 reward points on every other Rs. 150 spent on this card. Earn 50 extra bonus reward points on registering for E-bill facility.

• Welcome benefits

  On swiping a card for the first time within 90 days of issuance, you can earn 300 bonus reward points for retail/online transactions. Earn 2x reward points on retail merchandise/online transactions within 90 days of receiving the card (except on fuel and cash withdrawal).

• Reward redemption

  Redeem reward points for movie tickets, hotel bookings, mobile/DTH recharge, merchandise transaction and more. Minimum of 500 reward points required for redemption. 1 RP = Rs. 0.25.

Benefits

• Travel

  Complimentary lounge access

• Domestic lounge

  2 Complimentary domestic lounge access per quarter

• International lounge

  2 Complimentary international lounge access per year

• Golf

  Get complimentary golf sessions

• Insurance

  Covers insurance upto Rs. 10 lakhs.

Fees & charges

• Spend-based waiver

  Renewal Fee will be waived off on spending Rs. 1 Lakh in the previous year.

• Rewards redemption fee

  Nil

• Foreign currency markup

  3.50% on the conversion amount

• Interest rates

  2.95% p.m. (35.89% p. a.)

• Fuel surcharge waiver

  Avail 1% fuel surcharge waiver at all petrol pumps in India on transactions between Rs. 500 – Rs. 3000. The maximum surcharge waiver in a calendar year is capped at Rs. 350.

• Cash advance charges

  2% of the advance amount (minimum of Rs. 150) on PNB ATMs 2% of the advance amount (minimum of Rs. 200) on other ATMs 2% of the advance amount (minimum of Rs. 300) on overseas ATMs.

Product highlights

• The PNB RuPay Millennial Credit Card comes with a joining fee of Rs. 399.
• Get complimentary gym membership, premium health checkup package, golf and spa sessions, domestic and international lounge access program.
• 300 reward points on first time swiping card within 90 days of card receiving as welcome benefits.
• 2x reward points on retail merchandise/online transaction within 90 days of card issuance (except on cash withdrawal & fuel expenses).
• 2 reward points for every Rs. 150 spent on this card.
• On registering for E-bill facility you can earn 50 extra reward points.
• 1 reward point = Rs. 0.25.
• Comprehensive insurance coverage upto Rs. 10 lakhs.

FAQs