PNB RuPay Select Credit Card
- Joining fee
Rs. 500 + GST
- Annual fee
Rs. 750 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
2 Reward Points on every spend of Rs. 150.
- Welcome benefits
300 bonus Reward Points.
- Reward redemption
1 Reward Point = ₹0.25 for redemption against various categories at the PNB Rewardz portal
Benefits
- Movie & dining
Exclusive cashback offers on dining across several participating restaurants.
- Travel
Complimentary airport lounge access.
- Domestic lounge
2 complimentary domestic airport lounge access every quarter.
- International lounge
4 Complimentary Airport Lounge Access
- Insurance
Complimentary insurance cover worth Rs. 10 lakhs against accidental death.
Fees & charges
- Spend-based waiver
The annual fee of Rs. 750 can be waived off if you have used your card at least once every quarter.
- Rewards redemption fee
Nil
- Foreign currency markup
3.5%
- Interest rates
2.95% per month
- Fuel surcharge waiver
1% fuel surcharge waiver on fuel transactions between Rs. 500 and Rs. 3,000.
- Cash advance charges
2% of the withdrawn amount subject to a specific a minimum amount
Product highlights
- Welcome benefit of 300 bonus Reward Points.
- 2 Reward Points on every spend of Rs. 150.
- 2x Reward Points on all merchandise/online transactions within the first 90 days.
- 50 bonus Reward Points on registration for the e-bill facility.
- Complimentary airport lounge access.
- Complimentary insurance cover worth Rs. 10 lakhs.
- Spend-based waiver of the annual membership fee.
- 1% fuel surcharge waiver.
FAQs
Can I redeem my earned Reward Points against mobile/DTH recharges?
Yes, the reward points you earn using this card can be redeemed against mobile/DTH recharges by logging in to the PNB Rewardz portal. The value of 1 Reward Point is Re. 0.25.
What is the annual fee of the PNB RuPay Select Credit Card?
The annual fee of the PNB RuPay Select Credit Card is Rs. 750 from the second year. However, the joining fee is Rs. 500.
What is cash advance fee when I withdraw cash using this credit card from a PNB ATM?
When you withdraw cash from a domestic PNB ATM using this credit card, the cash advance fee will be 2% of the withdrawn amount subject to a minimum of Rs. 150.
How many complimentary lounge access do I get every year with the PNB RuPay Select Credit Card?
You get 8 complimentary domestic lounge access every year (capped at 2 complimentary visits per quarter) with this credit card.