Travel on Points

PNB RuPay Platinum Credit Card

  • Joining fee

    Nil

  • Annual fee

    Nil

  • Best suited for

    Travel, Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    1 Reward Points per Rs. 100 spent

  • Welcome benefits

    300 Reward Points

  • Reward redemption

    You can redeem your earned Reward Points by logging in to the PNB Rewardz website. 1 Reward Point = Rs. 0.25.

Benefits

  • Travel

    Complimentary airport lounge access every year

  • Domestic lounge

    2 Complimentary Domestic Lounge Access Every Quarter

  • International lounge

    1 Free Visit Each Year

  • Insurance

    Personal Accident Cover

Fees & charges

  • Spend-based waiver

    The renewal fee is waived off if the PNB RuPay Platinum Credit card is used once every quarter.

  • Rewards redemption fee

    Nil

  • Foreign currency markup

    3.5%

  • Interest rates

    2.95% per month

  • Fuel surcharge waiver

    1% fuel surcharge is waived off for all fuel transactions between Rs. 500 and Rs. 3,000.

  • Cash advance charges

    2% of the amount withdrawn or Rs. 100 (whichever is higher) at PNB ATMs. 2% of the amount withdrawn or Rs. 150 (whichever is higher) at Other ATMs. 2% of the amount withdrawn or Rs. 250 (whichever is higher) at Overseas

Product highlights

  • You get 1 Reward Point for every retail spend of Rs. 100 using your PNB RuPay Platinum Credit Card.
  • 50 Reward Points on E-bill registration.
  • Welcome bonus of 300 Reward Points.
  • Easy redemption of Reward Points.
  • Complimentary domestic & international lounge access.
  • Accidental insurance coverage.
  • 1% fuel surcharge waiver.
  • Spend-based annual fee waiver.
  • Zero liability against a lost card.

FAQs

What is the maximum benefit I can get through the fuel surcharge waiver on this card ?

The maximum benefit you can get through the fuel surcharge waiver on the PNB RuPay Platinum Credit Card is Rs. 250 per month.

Is there any Reward redemption portal where I can redeem my Reward Points ?

Yes, the Reward Points you earn through your PNB Credit Cards can be redeemed at the PNB Rewardz website.

Can I get the annual fee waived off for this card ?

Yes, you can get the annual fee waived off for your PNB RuPay Platinum Credit Card by making at least 1 online or retail transaction every quarter.

How can I avail the concierge services through this card ?

To avail of the concierge services, you can simply call the 24*7 concierge desk on 1800-2100-131.