PNB Global Platinum Credit Card

  • Joining fee

    Nil

  • Annual fee

    Rs. 500 + GST

  • Best suited for

    Shopping

  • Reward type

    Reward Points

Rewards

  • Rewards rate

    2 Reward Points per Rs. 150 spent

  • Reward redemption

    The Reward Points can be redeemed by logging in to the PNB Rewardz website. 1 Reward Point = Rs. 0.25.

Fees & charges

  • Spend-based waiver

    The renewal fee is waived off if the total usage of the card is more than the credit limit in the previous year.

  • Rewards redemption fee

    Nil

  • Foreign currency markup

    3.5% on all foreign currency transactions

  • Interest rates

    2.95% per month

  • Fuel surcharge waiver

    1% fuel surcharge is waived off for all fuel transactions between Rs. 400 and Rs. 3,000.

  • Cash advance charges

    2% of the amount withdrawn or a minimum of Rs. 100 (PNB ATMs). 2% of the amount withdrawn or a minimum of Rs. 150 (Other ATMs). 2% of the amount withdrawn or a minimum of 300 (Overseas)

Product highlights

  • No joining fee.
  • Get 2 Reward Points on every retail transaction of Rs. 150 using your PNB Global Platinum Credit Card.
  • Get 50 extra Reward Points on registering for the E-bill facility.
  • 1% fuel surcharge waiver.
  • The renewal fee can be waived off.
  • 20% instant discount on ZEE5 subscription.

FAQs

What is the minimum eligible income to apply for a PNB Global Platinum Credit Card ?

To apply for this card, your net annual income should be Rs. 2 lakhs or more.

Do I earn any Reward Points on fuel transactions ?

No, you don’t earn any Reward Points on fuel transactions through the PNB Global Platinum Credit Card.

What is the interest rate on this card ?

The interest rate on the PNB Global Platinum Credit Card is 2.95% per month.

Does this card provide a fuel surcharge waiver ?

Yes, the PNB Global Platinum Credit Card provides a 1% fuel surcharge waiver for all fuel transactions between Rs. 400 and Rs. 3,000.