PNB EMT RuPay Platinum Credit Card
- Joining fee
Rs. 2,000 + GST
- Annual fee
Rs. 2,000 + GST
- Best suited for
Travel
- Reward type
Reward Points
Rewards
- Rewards rate
Earn 4 Points For Every ₹100 Spent
- Welcome benefits
Voucher worth ₹3,000 for flight, hotel, and holiday bookings and 300 reward points on the first transaction
Benefits
- Domestic lounge
Complimentary eight annual visits (2 per quarter)
- International lounge
2 Complimentary airport lounge access per year
- Insurance
Offers coverage for accidental death and personal total disability up to Rs. 2 lakhs
Fees & charges
- Spend-based waiver
Annual fee waived on spends of Rs. 1 lakh
- Foreign currency markup
3.50%
- Interest rates
2.95%
- Fuel surcharge waiver
1% fuel surcharge waiver from transactions between ₹500 and ₹4000
- Cash advance charges
2%
Product highlights
- Get 300 reward points on your first transaction.
- 1% fuel surcharge waiver on all transactions.
- Complimentary international and domestic lounge access.
Pros & cons
Pros
- Insurance benefits up to ₹2 lakhs can be availed by customers.
- The card offers cashback and discounts on travel.
Cons
- Does not offer any discounts on movies and dining.
- The card has limited international benefits.
FAQs
Are there any discounts on travel bookings with this card?
Yes, you can get up to 10% off on domestic and international flight bookings, up to 20% off on hotel bookings, both domestic and international and ₹125% off on bus bookings with certain conditions.
What benefits do I get with the PNB EMT RuPay Platinum Credit Card?
With the PNB EMT Credit Card, you enjoy a wide range of benefits including exclusive discounts on travel bookings, complimentary airport lounge access, reward points on every purchase, and much more. Cardholders will also get 300 reward points on the first transaction as a welcome gift as well as a voucher worth ₹3000 for flight, travel, and holiday bookings.