- Joining fee
Rs. 499 + GST
- Annual fee
Rs. 499 + GST
- Best suited for
Shopping
- Reward type
Cashback
Rewards
- Rewards rate
3% Cashback on every Rs. 100 spent on all Paytm Mall, movies, and travel. You can earn 2% Cashback on every Rs. 100 spent on all other purchases on Paytm App on this card. You can also earn 1% Cashback on every Rs. 100 spent on any other offline/online transactions.
- Welcome benefits
Complimentary membership to Paytm First worth Rs. 899.
- Reward redemption
Redeem cashback on Paytm gift vouchers balance
Fees & charges
- Rewards redemption fee
₹ 99 while redeeming specific vouchers, gifts, and cash redemption.
- Foreign currency markup
3.5% of the amount transacted
- Interest rates
3.50% p.m. (42% p.a.)
- Fuel surcharge waiver
1% fuel surcharge will be waived off at all fuel stations in India.
- Cash advance charges
2.5% of the amount withdrawn, subject to a minimum of Rs. 500
Product highlights
- 3% Cashback on every Rs. 100 spent on all Paytm Mall, movies, and travel
- 2% Cashback on every Rs. 100 spent on all other purchases on Paytm App
- 1% Cashback on every Rs. 100 spent on any other offline/online transactions
- Complimentary Paytm First membership worth Rs 899
- Liability Protection cover of Rs 1,00,000 in case of fraudulent transaction
- Fuel surcharge waiver of 1% on fuel transactions between Rs 500 and Rs 3000
FAQs
What is annual fee charged on this Paytm SBI credit card?
You get charged an annual fee of Rs 499 on Paytm SBI credit card
What is the interest rate charged on Paytm SBI card?
You get charged an interest rate of 3.5% per month (42% p.a)
Do I get a protection liability cover on Paytm SBI card?
You get a protection liability cover of Rs 1 lakh on this Paytm SBI credit card
Is the cashback applicable on e-wallet loading transactions?
Cashback is not applicable on e-wallet loading transactions using this credit card.