- Joining fee
Rs 1,499 + GST
- Annual fee
Rs 1,499 + GST
- Best suited for
Shopping
- Reward type
Cashback
Rewards
- Rewards rate
5% cashback on Paytm Mall, Movies, Travel. 2% cashback on all other purchases on Paytm App. 1% cashback on other online and offline spends.
- Welcome benefits
Get a Complimentary Paytm First Membership is provided on card activation as welcome offer. Welcome Cashback of Rs 750 is provided to the card holder upon activation of the credit card in your Paytm wallet.
Benefits
- Travel
Complimentary Domestic Airport Lounge access and Priority Pass worth US $99.
- Domestic lounge
Complimentary Domestic Airport Lounge access 4 times in a year, capped to 1 visit per quarter.
- International lounge
Complimentary Priority Pass worth US $99 for 2 years of cardholder membership under the International Lounge Program.
- Insurance
Your credit card is protected by Cyber Fraud Insurance Cover worth Rs 2 Lacs which covers financial loss due to fraudulent usage of your credit card by someone else.
Fees & charges
- Rewards redemption fee
Rs 99
- Foreign currency markup
3.5% of the total transaction value.
- Interest rates
3.5% per month or 42% per annum.
- Fuel surcharge waiver
1% Fuel Surcharge Waiver (Maximum waiver of ₹250 per statement cycle)
- Cash advance charges
2.5% of the total transaction amount (Minimum Rs. 500)
Product highlights
- Complimentary Paytm First Membership is provided on card activation as welcome offer.
- Welcome Cashback of Rs 750 is provided upon activation of the credit card.
- Earn cashbacks on Paytm Mall and Paytm App as Reward.
- Complimentary Domestic Airport Lounge access 4 times in year.
- Complimentary Priority Pass worth US $99 under the International Lounge Program.
- Fuel Surcharge Waiver of 1% can be availed at all fuel stations across India (Maximum waiver of Rs 250 per statement cycle).
- Earn gift vouchers as a Milestone Benefit. Complimentary Paytm First membership voucher at renewal on achieving annual spends milestone of Rs 1 lac.
- Cyber Fraud Insurance Cover worth Rs 2 Lacs.
FAQs
Can I have an Add-On card for my family member ?
Yes, you can have Add-On card for spouse, children, parents, or siblings having age 18 years or above.
Do I get any reward points on purchases ?
The cashbacks on the purchases are earned in the form of reward points which can be redeemed automatically as Paytm Gift Voucher Balance.
Can I pay my utility bills through this credit card ?
Yes, you can pay your telephone, electricity, mobile, water and other utility bills by using Easy Bill Pay facility.
What is the use of Flexipay feature of this credit card ?
Flexipay is a feature used to convert your purchases or transactions into easy monthly installments.
What is Easy Money facility ?
Easy money facility can be used to get draft or cheque against your cash limit delivered at your doorstep.