- Joining fee
₹1,499 + GST
- Annual fee
₹1,499 + GST
- Best suited for
Shopping
- Reward type
Cashback
Rewards
- Rewards rate
10% cashback up to ₹750 at Patanjali stores both online and offline; 1 RP for every ₹100 spent on online and offline spends
- Welcome benefits
Earn 6,000 Reward Points on making the first transaction worth ₹1,000.
- Reward redemption
RP can be redeemed at RBL Rewards
Benefits
- Movie & dining
BOGO offer on movie tickets via BookMyShow
- Travel
Complimentary airport lounge access
- Domestic lounge
4 complimentary domestic airport lounge access annually
Fees & charges
- Rewards redemption fee
₹99 + GST
- Foreign currency markup
3.5%
- Interest rates
3.99% per month or 47.88% per annum
- Fuel surcharge waiver
1% fuel surcharge waiver up to ₹200 on transactions between ₹500 to ₹4,000
- Cash advance charges
2.5% of the Cash Amount or a Minimum of ₹500
Product highlights
- Patanjali RBL Swarn Credit Card can be linked on UPI
- 10% cashback on Patanjali stores both online and offline on a minimum purchase of ₹500.
- BOGO offers on movie tickets up to ₹200 via BookMyShow once every month only on the weekends.
- 1,500 Patanjali vouchers on annual spends of ₹3 lakhs in the previous year, with ₹12,000 spent on Patanjali website or at stores.
- Complimentary domestic airport lounge access once every quarter on spending ₹50,000 in the previous quarter.
Pros & cons
Pros
- Generous rewards on Patanjali purchases, both online and offline.
- Complimentary domestic airport lounge access and BOGO offers on movie tickets add extra value.
Cons
- Limited information on insurance benefits and international lounge access.
- Foreign currency markup of 3.5% could be a drawback for international travel.
FAQs
Can the Patanjali RBL Swarn Credit Card be used for international transactions?
Yes, the card can be used for international transactions, but it has a foreign currency markup of 3.5%
How often can cardholders avail of the BOGO offer on movie tickets via BookMyShow?
Cardholders can enjoy the BOGO offer once every month, specifically on weekends.
What type of rewards does the Patanjali RBL Bank Swarn Credit Card offer?
The card offers Reward Points for every transaction, which can be redeemed for various vouchers and products.
Is there an add-on card fee associated with this credit card?
No, there is no add-on card fee for the Patanjali RBL Bank Swarn Credit Card.
What items are excluded from the rewards program of the Patanjali RBL Bank Swarn Credit Card?
The Patanjali RBL Bank Swarn Credit Card’s rewards program excludes railways, utilities, wallets, rentals, insurance, education, government transactions, EMI, and cash transactions from its rewards program.