- Joining fee
₹12,500 + GST
- Annual fee
₹12,500 + GST
- Best suited for
Travel, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
Accelerated 12 RPs/₹200 Spent for Flights and Hotel Bookings. 4 RPs/₹200 Spent on Eligible Categories
- Welcome benefits
Taj Experiences Or Luxe Gift Card Worth ₹12,500
- Reward redemption
1 Reward Point = Up to ₹1
Benefits
- Movie & dining
10% Off at Top Restaurants in India
- Domestic lounge
12 Lounge Visits Each Year
- International lounge
12 Lounge Visits for Primary Cardholder + 4 Guest Visits Each Year
- Golf
4 Golf Rounds and 12 Golf Lessons Each Year
Fees & charges
- Foreign currency markup
2%
- Interest rates
Up to 3.99% Per Month or 47.88% Per Annum
- Fuel surcharge waiver
1% Fuel Surcharge Waiver
- Cash advance charges
2.5% (Minimum ₹500)
Product highlights
- The RBL Bank Nova Credit Card is a premium offering.
- This card comes with an annual and joining charge of ₹12,500 + GST.
- Cardholders shall be eligible for Taj/Luxe gift vouchers worth ₹12,500 as a welcome benefit.
- This card offers complimentary domestic and international airport lounge access, along with guests’ visits abroad.
Pros & cons
Pros
- The Nova Credit Card offers accelerated rewards for flight and hotel bookings.
Cons
- Since the Nova Credit Card offers so many travel and lifestyle-related benefits, it would have been even better if the card also offered zero forex charges on international transactions.
FAQs
What is the joining and annual charge of the RBL Nova Credit Card?
The RBL Bank Nova Credit Card comes at a joining and annual charge of ₹12,500 + GST.
Are there any milestone benefits with this card?
Yes, cardholders can earn vouchers worth ₹10,000 on making quarterly spends of ₹3 lakh or above.
What is the value of 1 Reward Point earned with the RBL Nova Credit Card?
1 Reward Point = Up to ₹1.