Union Bank NEXTERIA Credit Card
- Joining fee
₹12,499 + GST
- Annual fee
₹12,499 + GST
- Best suited for
Travel, Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
5 Reward Points/₹125 Spent on Eligible Categories
Benefits
- Movie & dining
BOGO on Movies Up to ₹500 Once Each Month
- Travel
Complimentary HoteLux Membership
- Domestic lounge
Unlimited Domestic Airport Lounge Access
- International lounge
Unlimited Lounge Access
- Golf
4 Golf Rounds/Lessons Each Year
- Insurance
Personal Accidental Insurance: ₹50 Lakhs | Air Accidental Insurance: ₹1 Crore | Purchase Protection: ₹2 Lakhs | Travel Insurance (Baggage Loss): ₹20,000 | Cyber Security Insurance: ₹2 Lakhs
Fees & charges
- Spend-based waiver
Joining Fee Waiver on Spends of ₹3 Lakh Within the First 90 Days. Annual Fee Waiver on Spends of ₹8 Lakh in a Card Anniversary Year
- Foreign currency markup
3%
- Interest rates
16% Annually on Reducing Balances
- Fuel surcharge waiver
1% Waiver Up to ₹100 Each Month
- Cash advance charges
2.5%
Product highlights
- The NEXTERIA Credit Card is a premium offering by Union Bank of India.
- This card comes at a joining and annual charge of ₹12,499 + GST.
- Cardholders will receive unlimited access to airport lounges with this card.
Pros & cons
Pros
- From movies to airport lounge access, this card offers several lifestyle benefits.
Cons
- The joining and annual charges of this card are on the higher side when compared to the benefits it offers.
FAQs
What are the joining and annual charges for the Union Bank NEXTERIA Credit Card?
The Union Bank NEXTERIA Credit Card comes at an annual and joining charge of ₹12,499 + GST.
Does the Union Bank NEXTERIA Credit Card offer airport lounge access?
Yes, the card offers unlimited domestic and international airport lounge access for the primary cardholder.
Can the joining and annual fees be waived?
Yes, the joining fee is waived if you spend ₹3 lakh within the first 90 days, and the annual fee is waived on spending ₹8 lakh in a card anniversary year.
Are Reward Points earned on all types of spends?
No, Reward Points are not earned on spends such as fuel, jewellery, cash withdrawals, wallet loading, alcohol purchases, bitcoin transactions, and insurance payments.