- Joining fee
Rs. 1,499 + GST
- Annual fee
Rs. 1,499 + GST
- Best suited for
Shopping
- Reward type
Reward Points
Rewards
- Rewards rate
2x Reward Points on Nature’s Basket, 5 Reward Points on dining, movies, entertainment, and international spends, 1 Reward Point on every Rs. 100 spent on all other spends.
- Welcome benefits
Gift voucher worth Rs. 1,500 from Nature’s Basket and complimentary access to ‘Epicure’ Nature’s Basket Loyalty Program
- Reward redemption
The reward points earned with this credit card can be redeemed via Nature’s Basket Loyalty Program or via Shop and Smile Rewards Catalogue. 4 Reward Points = Re. 1
Benefits
- Movie & dining
5 Reward Points while spending on dining and movie-related spends.
- Travel
Complimentary access to the airport lounges
- Domestic lounge
4 complimentary visits in a year to Domestic Airport Visa Lounges in India
Fees & charges
- Spend-based waiver
Waiver of renewal fee on the spending of Rs. 2 Lakhs or more in the previous year.
- Rewards redemption fee
Rs. 99 per redemption request
- Foreign currency markup
3.5% on all international transactions
- Interest rates
3.5% per month (or 42% annually)
- Fuel surcharge waiver
1% at all fuel stations in India. The surcharge amount is capped at Rs. 100 per statement cycle.
- Cash advance charges
2.5% of the amount or Rs. 500, higher of the two
Product highlights
- 2x Reward Points while spending on Nature’s Basket.
- 5 Reward Points while spending on movies, dining, entertainment, and international spends.
- Gift vouchers from Nature’s Basket in the form of Welcome Benefits.
- Gift vouchers from premium brands such as Aldo, Bath & Body Works, and Charles & Keith as milestone benefits.
- Complimentary access to Domestic Visa Airport Lounges in India.
- 1% fuel surcharge waiver at all fuel stations.
FAQs
What is the annual fee charged on the Nature’s Basket SBI Card?
You are charged an annual fee of Rs. 1,499 plus applicable taxes.
Does this card provide a fuel surcharge waiver?
Yes, the Nature’s Basket SBI Card does provide a fuel surcharge waiver of 1% on all transactions between Rs. 500 and Rs. 3,000 at all fuel stations in India. (the waiver will be subjected to a maximum of Rs. 100 per statement cycle.)
What are the welcome benefits that you get with this credit card?
You get a gift voucher worth Rs. 1,500 from Nature’s Basket once you have successfully paid the annual fee of the credit card. Secondly, you will get complimentary access to ‘Epicure’ Nature’s Basket Loyalty Program.
Do you get milestone benefits with Nature’s Basket SBI Card?
Yes, you will get milestone benefits once you cross the mark of spending Rs. 3 Lakhs using your credit card in an anniversary year. You will get a gift voucher with Rs. 3,000 from any one of the premium brands like Aldo, Inglot, Bath & Body Works, and Charles & Keith.
What is the monetary value of the reward points?
The monetary value of the reward points that you earn with the Nature’s Basket SBI Card is 1 RP = Rs. 0.25.
Can the renewal fee of the Nature’s Basket SBI Card be waived off?
Yes, the joining fee of Rs. 1,499 of the Nature’s Basket SBI Card can be waived off if the cardholder spends an amount of Rs 2 Lakh or more using his credit card in an anniversary year.